Pratik Sachdev Email & Phone Number

Mumbai, Maharashtra, India

Key Deliverables:Portfolio monitoring - Identify, manage and minimize shocks / stresses in credit portfolio through data analysis, predictive modelling, delinquency reporting and data mining by working on large unstructured data setsAnalytics & Advisory - With special focus on identifying key & emerging risks & opportunities which involves:Publishing monthly risk decks for Agri and Relationship Banking Group portfolios with focus mainly on location, industry, overdue trend, vintage etc.Working on quarterly review of retail business portfolios - Commercial Vehicles, Light Commercial Vehicles, Construction Equipment, Rural Auto etc. with specific focus on SMA – 2 and SMA – 1 accountsDeep dive into specific accounts with red flagsSemi-annual monitoring of Letter of Credit & Letter of Credit Bill discounting (LCBD) facilities project to investigate potential round tripping instancesPublishing MIS of monthly and quarterly internal portfolio reportsFollow-up with Credit, Business and Recovery teams for quarterly review reports

Mumbai Area, India

Key Deliverables: -Providing analytical support to lead analysts in preparing credit rating notes by performing preliminary analysis, peer benchmarking, business comparison, ratio analysis etc.-Guiding 2-3 executives in sharpening their learning curve along-with conducting training sessions about rating operations and internal software applications -Ensuring smooth execution of assignments using extensive knowledge of banking products and rating processes-Preparing database and organizing data in lucid manner to use in articles, opinion pieces and sectoral presentations-Preparation of reconciliation report to explain analytical adjustments to clients-Interacting with corporate clients to collect information and compliance related documents-Troubleshooting and co-ordinating with cross functional teams to resolve operational issues on a daily basis-Managing documentation for internal and SEBI auditAwards & Recognitions-Received monthly awards on numerous occasions for supporting the team on articles, presentations, team work etc-Received “Service Excellence” award in Q1 2016 for contribution towards development of a user friendly Rating Ops Workflow and automated updation of quarterly results database-Received “Service Excellence” award in Q4 2012 for developing a predictive keyword search engine feature which enhanced user experience on Crisil’s official website -Received “Breakthrough Initiative/Innovation” & ACE (Acknowledging and Celebrating Excellence) Award in Q4 2011 for demonstrating excellence in Process Improvement, idea generation and implementation of a new tool that automated generation of financial spreadsheets -Received ACE Award in April 2011 for demonstrating excellence in clearing unprecedented backlog of cases and contributing to overall success

Mumbai Area, India

― Worked with one of the biggest US based client for their fixed income and structured finance arm on products like CDO, CMBS and RMBS along-with derivative products and indices― Generated cash flow reports for entire lifecycle of variety of bonds on a monthly basis― Resolved client queries and provided performance data and cash flow reports to Bond pricing team at USA― Reported to Trustee about errors and audit the work done by different analysts― Awarded as Best Performer in the team for the year 2009

Master'S Degree, Finance (Awaiting Results)

Activities and Societies: In-House Events, Round Table Conference Completed Dip. in Financial Mgmt. (D.F.M) from Welingkar Institute.

Education record