Key Deliverables:- Portfolio monitoring - Identify, manage and minimize shocks / stresses in credit portfolio through data analysis, predictive modelling, delinquency reporting and data mining by working on large unstructured data sets- Analytics & Advisory - With special focus on identifying key & emerging risks & opportunities which involves:- Publishing monthly risk decks for Agri and Relationship Banking Group portfolios with focus mainly on location, industry, overdue trend, vintage etc.- Working on quarterly review of retail business portfolios - Commercial Vehicles, Light Commercial Vehicles, Construction Equipment, Rural Auto etc. with specific focus on SMA – 2 and SMA – 1 accounts- Deep dive into specific accounts with red flags- Semi-annual monitoring of Letter of Credit & Letter of Credit Bill discounting (LCBD) facilities project to investigate potential round tripping instances- Publishing MIS of monthly and quarterly internal portfolio reports-Follow-up with Credit, Business and Recovery teams for quarterly review reports
Listed skills include Financial Operations, Credit Rating, Analytics, Operations Management, and 11 others.