Pratin Rathod Email & Phone Number

Bharuch, Gj, In

London Area, United Kingdom

In my current role as a KYC Onboarding Specialist at SBIUK, I oversee the end-to-end client onboarding process for a diverse portfolio of over 200+ clients monthly, ensuring strict adherence to regulatory standards. My responsibilities include:Conducting Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for a range of high-risk clients, including Politically Exposed Persons (PEPs), large corporations, and high-net-worth individuals.Utilizing advanced KYC tools such as Dow Jones and World-Check for comprehensive screening against sanctions, PEP lists, and adverse media.Managing risk assessments for 50+ high-risk clients monthly, identifying and escalating over 10+ cases for further review by senior compliance teams.Ensuring all client documentation and profiles remain up-to-date in line with stringent AML regulations and regulatory requirements.Collaborating closely with legal, compliance, and cross-functional teams to address discrepancies in customer information, mitigating potential risks and ensuring timely escalation of suspicious activities.Supporting audits by preparing detailed documentation and reports to ensure that all KYC procedures align with internal controls and external regulations.

Glasgow, Scotland, United Kingdom

University Project - Fostering Innovation through Agile Project Management in SME’sDirected a research initiative to enhance innovation in high-tech SMEs through agile project management, focusing on optimizing time, cost, and resource utilization.Conducted comparative analyses between Agile and Traditional Project Management approaches within high-tech SMEs, emphasizing efficient time, cost, and resource management.Led integration of project management tools to facilitate Agile practices, ensuring alignment with time, cost, and resource objectives for enhanced operational efficiency.Developed strategies for effective Agile adoption in technology-focused SMEs, prioritizing time, cost, and resource allocation to drive project success while addressing organizational culture and structural influences.

Glasgow, Scotland, United Kingdom

University project - Strathclyde Hot Air Balloon ProjectLed the Strathclyde Hot Air Balloon Project, overseeing design and development.Managed project costs, timeframes, and resource allocation effectively.Ensured rigorous risk assessment for safety compliance.Implemented stringent quality assurance measures to meet industry standards.Facilitated smooth integration of design changes through collaborative teamwork.Addressed complex technical challenges while adhering to safety regulations.Successfully delivered high-quality designs, driving project success.

Ahmedabad, Gujarat, India

As a Senior Relationship Manager at Bank of Baroda, I was responsible for client onboarding and relationship management, specifically focusing on high-net-worth individuals and corporate clients. Key achievements include:Spearheaded due diligence and risk profiling for 100+ client onboardings, ensuring compliance with KYC/AML regulations.Successfully onboarded 20 High-Net-Worth Individuals (HNIs) by verifying complex documentation and ensuring adherence to regulatory frameworks.Conducted periodic reviews of high-risk customer accounts, applying CDD and EDD procedures to identify risks and escalate issues as needed.Collaborated with cross-functional teams, including legal and compliance departments, to report Suspicious Activity Reports (SARs) and support the bank’s overall AML initiatives.Monitored over 500+ transactions monthly, identifying 5 high-risk cases which were escalated for further investigation.Maintained and updated client records in accordance with KYC/AML guidelines, ensuring data accuracy and compliance throughout the customer lifecycle.

Ahmedabad, Gujarat, India

As a Preferred Relationship Manager, I played a key role in managing and deepening relationships with the bank’s high-value clients, ensuring compliance with KYC/AML regulations while driving business growth. My core responsibilities included:Managed relationships with 150+ preferred customers, performing CDD/EDD to ensure full compliance with AML regulations and risk mitigation.Led the branch’s onboarding process for over 300+ clients annually, achieving a 20% improvement in documentation accuracy and compliance.Drove portfolio expansion by converting fixed deposits from competing banks, utilizing comprehensive KYC/KYB checks and transaction monitoring to detect fraud and ensure AML compliance.Conducted transaction monitoring for all client accounts, ensuring adherence to AML guidelines, flagging suspicious activities, and assisting with SAR reporting.Worked closely with compliance teams to ensure that all client interactions and transactions were in line with the latest regulatory standards, minimizing financial crime risks.Retained clients by regularly renewing fixed deposits, offering tailored banking products, and delivering personalized financial services with a focus on fraud prevention.

Ahmedabad, Gujarat, India

Ahmedabad, Gujarat, India

Godhra Area, India

Ahmedabad

Msc, Project Management And Innovation, Merit

Key Modules: Business Strategy | Business Operations | Issues and Trends in Entrepreneurship, Innovation and Technology | Program.

Master Of Business Administration (Mba), Major:- Marketing, Minor:- Operations

Activities and Societies: Head of Event Organiser Won 3rd Prize in Inter college Badminton Competition

Bachelor Of Engineering (Beng), Mechatronics, First

Activities and Societies: GCET -Participate in Techfest event in I-Maze Event

School