KRI Developed an integrated enterprise risk system that enables BU and other POS to measure potential impacts and manage risk from a position of powerful preparedness, tool helps in automate the process of tracking and analyzing KRIs, providing a real-time, comprehensive view of risk landscape.BRE - Credit Assessment - Digital Lending• Designed & implemented evaluation model utilizing feature engineering, optimizing the appraisal process by 25%.• Constructed assessment tool… Show more KRI Developed an integrated enterprise risk system that enables BU and other POS to measure potential impacts and manage risk from a position of powerful preparedness, tool helps in automate the process of tracking and analyzing KRIs, providing a real-time, comprehensive view of risk landscape.BRE - Credit Assessment - Digital Lending• Designed & implemented evaluation model utilizing feature engineering, optimizing the appraisal process by 25%.• Constructed assessment tool that uses feature selection to improve the approval rate for SME loans by 50%.• Revitalized the credit scoring framework of digital lending models by employing gradient boosting decision tree techniques, facilitating swifter loan approvals & achieving a 1.5x YOY surge in loan approvals.• Streamlined the automated interest rate model using data analytics methods, expediting the interest rate calculation & setting process by 50%.Early Warning Signal (EWS)• Refined the Early Warning Signal (EWS) tool for payment monitoring by utilizing several classification models, attaining a 0.5x improvement in debt repayment tracking. Show less

Loan Liability Processing System (LLPS)• Embarked on a data-driven approach to credit assessment by analyzing SME Segment financial statements using Python & SQL, leading to 25% improvement in appraisal accuracy & efficiency.• Leveraged Tableau to present compelling data visualisations, analysis & recommendations to managers, highlighting the borrower’s ability to meet repayment obligations.Redesigned Credit proposals of SME/Retail to shorten overlong appraisals by 50% using existing MS… Show more Loan Liability Processing System (LLPS)• Embarked on a data-driven approach to credit assessment by analyzing SME Segment financial statements using Python & SQL, leading to 25% improvement in appraisal accuracy & efficiency.• Leveraged Tableau to present compelling data visualisations, analysis & recommendations to managers, highlighting the borrower’s ability to meet repayment obligations.Redesigned Credit proposals of SME/Retail to shorten overlong appraisals by 50% using existing MS Excel based assessment techniques.RAM• Assessment of Business risk, Industry risk, Portfolio management, Due diligence, operational risk & client relationship management using existing MS Excel tools Grew revenue by 2x by meeting customer financial needs. Show less

Assisted Project Management to manage project plans, schedule and coordinate project activities.Prepared and updated project administration documents, e.g. project schedule, meeting notes, external contractor briefs and status reports.Resolved project issues & Communicated with different stakeholders for the project requirements. Understand and translate business requirements into Functional Requirement Specification.Prepared Test Plan and conducted UAT.Assisted in ad-hoc… Show more Assisted Project Management to manage project plans, schedule and coordinate project activities.Prepared and updated project administration documents, e.g. project schedule, meeting notes, external contractor briefs and status reports.Resolved project issues & Communicated with different stakeholders for the project requirements. Understand and translate business requirements into Functional Requirement Specification.Prepared Test Plan and conducted UAT.Assisted in ad-hoc projects. Show less