Preety Dora, Ecba™ Email & Phone Number

Toronto, On, Ca

• Perform targeted and risk-based audits of BSA/AML processes of North America’s private banks and other financial institutions (Broker Dealer, Credit Union, etc.) for compliance with regulatory requirements.• Executed 12-14 BSA/AML audits annually as a subject matter expert.• Assess current operational controls to evaluate the design and effectiveness of BSA/AML functions to confirm effective functioning as per regulatory requirements and to identify and report potential violations.• Involved in the development of audit testing programs and Risk Control Matrix (RCM) for all aspects of financial crime risk ensuring alignment with regulatory guidance.• Conducted walkthrough meetings with the BSA staff and Compliance Officers (CCO) of different clients to understand their AML framework and current processes.• Evaluate BSA/AML policies and procedures against FinCEN requirements to identify gaps and discrepancies and propose adjustments or enhancements for optimization.• Collaborated with Compliance Officers to successfully navigate and resolve regulatory inquiries/findings, Matter Requiring Attention (MRAs) and matters Requiring Immediate Attention (MRIAs) related to AML concerns in a timely manner.• Prepared value-added audit reports highlighting key internal control weaknesses with recommendations to enhance compliance and operational controls.• Develop accurate and complete audit workpapers to substantiate audit findings and document the audit work performed, subsequently performing Quality Assurance testing on completed audit files.

Greater Toronto Area, Canada

• Delivered customer support across multiple functions, including processing purchases, returns, exchanges, service requests, handling defective products, and ensuring timely product stocking.• Engaged customers through product demonstrations, comparisons, and sales assistance to facilitate informed purchasing decisions.

• Managed financial crime related audits for US client banks including BSA/AML Compliance Program, KYC/CDD/EDD, OFAC, transaction monitoring and suspicious activity reporting.• Developed annual audit plans and involved in end-to-end AML audit processes, including planning, scoping, sample selection, fieldwork/execution, follow-up procedures, and report generation.• Planned and conducted risk based cross functional audits of various business units, including electronic banking and compliance functions.• Recruited and mentored two (2) staff in the development of AML subject matter knowledge.• Collaborated with the US Team to understand operational processes and delivered knowledge transfer sessions offsite, resulting in a labor cost reduction of over 50%.• Led audit team of three (3) consultants in the planning and execution of financial crime audits (AML/KYC/OFAC).• Finalized audit reports for Internal Audit management’s review and issuance.• Generated weekly audit progress reports for review by the Engagement Lead/Principal.

• Performed Enhanced Due Diligence (EDD) on high-risk clients and high-risk entities, including, sole proprietorship,partnership firm, Limited Liability Partnership, Private/Public Limited Company, Trusts, etc. across US jurisdiction.• Utilized advanced investigative techniques to perform Enhanced Due Diligence (EDD) by verifying the customer’s identity, reviewing their background, assessing the associated risks, analyzing transactional data, and compiling due diligence files.• Analyzed complex ownership structure and control to identify ultimate beneficial ownership, related parties, risk ratings, geography, and client activity to conduct risk assessment.• Assisted to coordinate with Internal Auditors by providing answers to process related questions.• Supported management in executing ad-hoc project tasks, such as preparing presentation deck for new client opportunities and maintaining audit budget tracker.

Gurgaon, Haryana, India

• Supervised Front Office trading activities by detecting and analyzing trades which appear to be executed at off-market rates as a part of regulatory compliance.• Facilitated visibility of various processes for management by producing daily status reports, conducting bi- weekly status calls, and generating monthly Key Risk Indicators (KRI) reports.

Gurgaon, India

• Conducted monitoring of alerts generated because of variance in the anticipated vs actual activity in the customer’s account.• Performed adverse media checks and escalated True and Material hits including PEPs to Senior Compliance Officer for approval.• Conducted investigative/intelligence research of individuals, entities, and/or events related to customers through public records, open-source media, vendor systems, or other research tools to identify potential risks or red flags.• Analyzed results of complex investigations and delivered concise written conclusions to management.• Independently managed multiple simultaneous requests including additional information requests (RFIs) to the Relationship Manager (RM) and customer data maintenance in a high-pressure work environment.• Performed periodic file reviews ensuring activities are reviewed in a holistic manner.• Updating and maintaining accurate records of KYC documentation and due diligence information for high/low/medium risk customers.

New Delhi Area, India

• Onboarded 18-20 new customers per week across variety of structures including individual and corporate/legal entity customers and ensuring compliance with money laundering and terrorist financing regulations.• Conducted Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for new clients to assess risk levels and compliance with regulations.• Reviewed and analyzed processes related to customer behavior, new customer policies and risk with an organization to locate areas for improvement.• Gathering and verifying Know Your Customer (KYC) identification information through documentary and non-documentary methods to ensure authenticity and adherence to anti-money laundering (AML) standards.• Verified accuracy of Source of Wealth (SoW) and Source of Funds (SoF).• OFAC/sanctions screening of new accounts and related parties and escalated to Compliance officer for true positive hits.• Investigated Politically Exposed Persons (PEPs), analyzed client data and negative news screening in various third-party vendor tools and internal databases to determine client risk profile as established under KYC procedures.• Periodically reviewed and refreshed KYC records for ongoing monitoring of client records and reported discrepancies identified in documentation and provided feedback.• Draft assessment summaries and other written investigative/intelligence analysis reports to support judgments, decisions, and recommendations.

Post Graduate Certificate, Information Systems Business Analysis

Postgraduate Certificate, Project Management, Cgpa 4.42 Out Of 5

Post Graduate Diploma, Banking And Financial Support Services, Cgpa 8.68 Out Of 10

Bachelor’S Degree, Computer Science, Percentage Scored: 81%