Researched and analyzed Federal and Provincial legislations across 9 provinces, court decisions, international regulations, Federal and Provincial activities as required to identify emerging trends and issues of concern and adopted a structured approach in identifying legislative options and alternative courses of action.Reviewed applicable rules and regulations and conducted gap analyses to ensure compliance with laws and regulations and provided business units with recommendations.Promoted a compliance culture and offered experience in interpreting and applying data privacy laws like PIPEDA.Oversaw the privacy program's administration, including the creation and updating of policies to guarantee continued adherence to provincial and federal regulations. Developed, implemented, and maintained the business compliance program to ensure regulatory, corporate, and fiduciary obligations are met.Owned and led policy review and annual compliance reporting cycles by developing a schedule, educated the team on expected changes and proactively engaged subject matter experts across different business units.Stayed abreast of regulatory and legislative changes to the business and worked with impacted stakeholders and business areas to manage compliance obligations and new risks.Built effective relationships with internal and external stakeholders. Served as a compliance point of contact or engagement for the business, working collaboratively within a cross-functional team.

Managed end-to-end process and information flow globally for insurance renewals and audit requests, ensuring compliance with strict regulatory standards.Improved data processing efficiency through the identification and implementation of process improvements.Contributed to a 10% reduction in identified risks through a comprehensive analysis of insurance coverage and risk transfer strategies.Coordinated with insurers and brokers on insurance due diligence for mergers and acquisitions, mitigating associated risks.Achieved a high accuracy rate in processing certificate of insurance requests, meeting all contractual obligations.Assisted in reviewing insurance and effective risk transfer in supplier contracts, contributing to a reduction in potential financial liabilities.Enhanced risk management awareness through successful development and execution of training programs.Managed supplier set up, PO creation, and invoice processing in the global payment system, ensuring accuracy.Assisted in the development and maintenance of the department intranet website, enhancing self-service capabilities.Collaborated with internal and external stakeholders on global claims reporting and tracking.Created quarterly/annual claims reports and implemented data analysis techniques leading to a 20% increase in the identification of claims trends and mitigation opportunities.Organized annual and quarterly reviews with brokers and/or insurance carriers to analyze claims and address issues.

Conducted daily name screening of clients, analyzing hits against sanctions and terrorist lists, successfully identifying, and reporting potential matches to prevent illicit financial activities.Managed PEP, high-risk, and de-market programs to enhance risk management, implementing enhanced due diligence procedures for high-risk clients, improving overall risk mitigation.Conducted reconciliation activities to ensure accuracy in the AML program, regularly addressing discrepancies, and maintaining precise records.Consolidated data from various sources for analysis and future reporting optimization, streamlining processes for more efficient reporting and improved accuracy.Supported the AML team in regulatory record-keeping duties for transparent reporting, playing a crucial role in maintaining accurate records and ensuring the effectiveness of the AML/ATF Compliance Program.Identified areas of improvement and made recommendations to close compliance gaps, continuously assessing AML processes, and providing valuable recommendations for ongoing enhancement.Communicated and collaborated with business units to resolve identified gaps, fostering effective communication and collaboration to ensure a culture of compliance.Facilitated the collection of critical evidence and information, contributing to incident reports, loss prevention strategies, litigation efforts, criminal prosecutions, and improvements in management information and statistics.Utilized a comprehensive approach to monitor and analyze information from diverse sources, employing detection systems, tools, and manual processes to evaluate and investigate potential risks. Took decisive actions based on findings to ensure compliance.Kept current with evolving financial crimes risk trends, ensuring continuous awareness of regulatory changes and compliance standards.