-Underwriting and managing a sector agnostic portfolio of $1Bn plus across large corporates and FIs-Financial analysis and cash flow forecasting to determine debt repayment capacity of clients -Screening and due diligence of potential clients in adherence to internal client selection criteria-Ongoing portfolio monitoring to identify potential risk concerns and exposure management strategies-Designed process changes to increase accuracy of collateral records and capital calculation for APAC, conducted regional trainings to communicate changes-Independently developed a simplified process for cash collateral monitoring by liaising with global teams

Corporate and Investment Banking- Credit Risk- Responsible for credit analysis for financial institutions in the Asia Pacific region- Conducted a thorough study of the macro-economic and regulatory environment for the instiutions assigned- Analysed the financial performance of the banks using the CAMELS framework- Recommended credit ratings for the banks based on internal risk grading methodology

Awarded Pre Placement Offer (PPO) for outstanding performance during the internship

Major Projects Handled-• Scorecard Development- Developed an Application Scorecard for consumer durable loans for salaried segment• NPA Provisioning and Loss Projections for budgeting process- Forecasted book delinquencies and identified the amount of NPA provisioning required as part of the budgeting process• Campaign Managment- Cross Sell and Up Up Offers - Collaborated with different teams within the company and CIBIL for setting up a process to effectively use and track CIBIL Enquiry Triggers report for retention and cross sell. - Managed lead generations for 4 existing pre-approved cross sell and top up offers by applying policy norms and regularly resolve queries/issues raised by sales team• Strategy Impact Analysis - Direct Sales Agents’ Payouts- Designed a model to gauge the impact of a change in DSA payout strategy for home loans• Customer Retention Analysis- Member of a cross functional team set up by the Managing Director of Tata Capital Housing Finance Ltd-Identified specific customer segments in mortgages with higher propensity to foreclose• Automation of Delinquency Bucket- Independently handled the automation of DPD and delinquency bucket calculation for Tractor Finance loans using SAP- BO reporting tool.Graduate Trainee Programme at Bhavan's Centre for Inter-Disciplinary Studies in collaboration with S.P. Jain, Mumbai• Secured 1st rank among 20 graduate trainees in the training programme on financial services

-One of 14 students selected from across colleges in Mumbai for the prestigious internship opportunity-Analyzed financials of private companies as a part of the Company Finances division-Collected, standardized and analyzed data for presenting quarterly industrial performance