Experience in Credit risk analytics, Collections and Recoveries analytics, Reporting and Analysis, Data Exploratory Analysis, Data Mining, Automation, Process Transition and Management. Scope of excellence entails:- Planning & Decision Making -Team Management- Reporting & Analysis - Data Management - Process Transition & Enhancement - Data Interpretation -Automation & Stream liningCurrently managing the Personal Loan portfolio insights team of 3 members from off shore for UK RBWM business.Extensively worked for HSBC Retail banking portfolios like Personal Loans and Mortgages & Credit Cards & Fraud. Responsibilities include prioritizing project plan, building new MI packages/dashboards for portfolio and analyzing the portfolio trends and helping business with the key insights on a regular basis.Used customer demographic details and did a profile segmentation for high value loan analysis required for Risk Appetite Statement (RAS) annual guardrail meeting.Experience in designing dashboards in Qlikview, building and maintaining SAS data marts, ETL development for data warehousing and business intelligence systems.Deftness in handling the overall functioning of processes & implementing processes / procedures in line with the pre-set guidelines and bringing in efficiency to the process.Excellent knowledge of SAS language and SAS Tools, data bases like Teradata, Oracle, etc. UNIX & Microsoft applications. A proactive leader, expertise in data analytics, client handling, business solutions and achieving desired target.