Priya Elizabeth George Email & Phone Number

Trivandrum, Kerala, India

Trivandrum, Kerala, India

Bangalore

• Accomplishments: Undertook proactive steps to prevent stressed accounts from slipping to NPA category and curbed the slippage of stressed accounts to NPA well within threshold limit on a monthly basis. Provided.
• Monitoring, analyzing & reviewing stressed assets portfolio of Bangalore region comprising of 53 branches and flagging off meaningful Early Warning Signals to issue early alerts with an objective to improve the asset.
• Consolidate the Stressed Assets portfolio of the Region along with findings and recommendations to be placed before the Asset Quality Maintenance Committee presided by the Regional Head.
• Account wise scrutiny of the accounts in mock run with an objective to maximize the upgradation / recovery and containing the slippages to NPA within the permitted level.
• Provide recommendations & timely support to Branches on addressing and reducing the stressed category loans/accounts.
• Effectively evaluated and monitored credit risk of the Zone by launching follow up action plans using MIS reports.

Bengaluru Area, India

• Accomplishments: Singlehandedly redesigned the functioning of the Credit Department with innovative use of resources to form a efficient team effectively discharging the functions of a Zonal Credit team and achieving.
• Processing various retail loans with ticket size ranging from Rs. 5.00 Lacs to Rs. 5.00 crs with minimum turn-around-time.
• Conducted Zonal Level Credit Committee meetings presided by the Zonal Head for sanction of Credit Proposals falling under the delegation of the Zonal Office. Prepared & conveyed minutes of meeting, interoffice.
• Monitored the performance and quality of credit of Regions in view of retail advances and Corporate credit Limits in Karnataka & Andhra Pradesh.
• Ensured timely review of retail loan accounts with focus on compliance of sanction terms, banking guidelines & resolution of Audit observations.
• Proactively prevented fraud through due diligence, effective monitoring & reporting of spurt in Business and ensuring compliance of KYC guidelines.

Cochin Area, India

• Key Responsibilities:
• Authorization, Settlement & Reconciliation of high volume inter-bank deals in foreign currencies (USD, GBP & EUR) and Cross Currencies, Forward contracts and Currency deposit deals.
• Booking, Utilization, Cancellation & Reconciliation of Forward Contracts in Foreign Currencies.
• Placement, Renewal, Settlement and Closure of foreign currency deposits.
• Settlement of Treasury Deals through SWIFT Messages.
• Authorization & Settlement of Forex reporting by the Branches.

Cochin Area, India

• Managed Clean Cheques Dept. by handling clean foreign instruments across currencies (USD, GBP, EUR, CAD, AUD, SGD) for collection, purchase and final credit systems; realization & crystallization of foreign currency.
• Managed Foreign Outward Remittances in Foreign Currencies - USD, GBP, EUR, AUD, SGD, CAD.
• Quotation of rates for FCY cheques & TT’s
• Handled daily transactions including clearance of cheques, authorization of NEFT & RTGS requests and other Core Banking System functions.

Master Of Business Administration (Mba), Finance, General

Bachelor Of Technology (B.Tech.), Computer Science

Plus Two Computer Science