Head of the Bank and Trust Department responsible for the regulation and supervision of Banks, Trust Companies, Credit Unions & Investment Businesses. I've led strategic planning and team management while representing my organisation and the Caribbean region at international forums. I have led in the development and implementation of risk-based supervision, contributed to financial stability and governance. My role extends to in-depth industry analysis and assisting in licensing decision making and drafting and implementing regulatory standards and guidelines.

As Deputy Director at the Financial Services Commission, in the Bank and Trust Department, I assisted the Director in the management of the department and the coordination of offsite monitoring of financial institutions in assessing for compliance with international standards. I was instrumental in refining supervisory processes, including both offsite and onsite strategies, and contributed to policy development in alignment with global best practices. My role involved strategic licensee engagements and expert oversight on regulatory and supervisory matters for the financial sector.

As Supervisor, I provided support to the Director of the Bank and Trust Department in the management and coordination of the activities and work programme of the department. I supervised staff in risk profiling for licensed entities and advised the Director on key regulatory and/or supervisory matters. My initiatives included the development of data analytics tools and staff training programs in areas such as risk assessment and anti-money laundering. I also played a pivotal role in developing the Commission's Risk-Based Supervision framework.

As Supervisor in the Policy Division in the Central Bank's Bank Supervision Department, I managed off-site surveillance activities for Licensed Financial Institutions. My responsibilities encompassed financial analysis, risk assessments, and advisory roles in legal frameworks. I also acted as a liaison to bank examiners, linking off-site and on-site supervisory activities

As a Bank Examiner in the Central Bank's Bank Supervision Department, served at two levels, I orchestrated risk-based supervisory activities for Licensed Financial Institutions. My role encompassed meticulous planning and execution of both on-site examinations and off-site monitoring, aligned with legislative mandates. I conducted comprehensive examinations, multi-layered governance evaluations, and formulated incisive reports that contributed to real-time interventions and risk mitigation strategies. My monthly analytical reports to senior management encapsulated key metrics such as Capital Adequacy and Risk Exposure.

As an Assistant Financial Analyst at the Central Bank's Bank Supervision Department, I conducted in-depth reviews to assess compliance of Licensed Financial Institutions with statutory and prudential mandates, and to inform on industry trends. My role involved extensive financial analysis, including surveillance functions and performance monitoring. Additionally, I vetted applications for new branch openings, assessing financial capacity and viability.

As a Government Auditor, served in several positions from entry level to supervisor, I led meticulous financial audits across a diverse portfolio including government ministries and internationally-funded projects. My work focused on validating the accuracy and compliance of financial statements and appropriation accounts, as well as rigorously verifying fiscal records. I also contributed to the development of management letters and audit reports, while providing expert supervision to audit teams.