Puja Parashar Email & Phone Number

Bangalore

worked as a credit manager for Toyota financial services LTD an captivfinance company. Funded to retail- salaried and self employed, corporate, vendor

India

• Aug 2016 to Till date, HDFCBank Ltd, BangaloreWorked in Bank as on the role of Credit Manager- deputy manager, Secured and unsecured loan product as under, Personal Loan underwriting of case. Following are my key.

Bangalore

• Worked in Bank as on the role of Credit Manager. Following are my key role
• Detailed Financial and risk analysis
• Take lending decisions based on available information & interactions with the client’s.
• Credit underwriting and making recommendation to competent authority
• Manage credit quality and control delinquencies, frauds.
• Understand and Maintain credit policy of bank.

Bangalore

• Handling Operations which comprises of managing customer, operations team, and managing operational activities within the guidelines.
• Enhancing liabilities and assets base for the branch.
• Handling and scrutinizing complete documentation of the branch.
• Directly coordinating with the corporate office and handling the operational section.
• Performing effective time management and error less working of the branch.
• Directly responsible for analyzing all the reports, to be submitted to all the senior authorities.

• M
• Performing operational process for products like Gold Loan, Insurance, debenture.
• Effective lobby management
• Extending courteous support to all walk-in customers and educating them about the product & services company offers.
• Troubleshooting operations and establishing improved control.
• Ensuring proper Verification & Valuation of Collateral Securities and Documents.

Bangalore

• Worked in Defense Research environment, as Accounts officer for Payroll Section. Following are my key results
• Defined process for bank reconciliation work to streamline the process across groups.
• Initiated regular brainstorming/informational sessions with banks, corporate office, other division and employees to discuss and close outstanding issues and achieve client satisfaction.
• Served as Accounts officer in Payroll handling.
• Payroll operation good exposure to processing of reimbursement claims, calculating entitlement, coordinating with employees.
• Bank Payment and Reconciliations.

Master Of Business Administration (M.B.A.), Finance, General

Bachelor Of Commerce (B.Com.), Commerce