Purusottam Behera Email and Phone Number

With long experience in handling stressed accounts of all the 17 circles of State Bank of India, I provide advisory services on different course of action /strategy required to be adopted in different situations in the life cycle of a loan asset. My area of expertise are IBC, SARFAESI, restructuring, willful default and compromise.

In charge of the entire spectrum of NPA recovery and all post sanction monitoring activities including Overseeing of Collection related functions (telecalling in the pre-NPA stage) for all the four business units – home loans, personal banking , agri. and SME loans of all the 17 circles of State Bank of India.

Headed the Commercial Network of Mumbai as General Manager with over 20000 crore book. Also had additional charge of retail network with more than 100 branches covering western and southern India in State Bank of Patiala.

Headed the Planning and retail business of the bank which included liability products, SME, Agri., Personal segment and cross selling.

Headed a very large Corporate Branch with a loan portfolio of Rs.10,000 crores.

Headed a large Corporate Branch with a loan portfolio of Rs.2,500 crores.

As Controller of 36 branches with an aggregate business of over Rs.2500 crores in 3 districts of Bundi, Sawai Madhopur and Baran.

As Controller of 30 branches with an aggregate business of over Rs.2000 crores in Bikaner district.

As Head of Operational Risk Management team of the Bank handled the following responsibilities : i) To identify weak and fraud prone areas in different functional areas of the Bank and suggest mitigating measures. ii) To ensure, on an ongoing basis, compliance with different regulatory requirements.iii) To review operational risk management policies of the bank and compile work procedures and manuals for all operational areas. iv) To conduct follow up of irregularities… Show more As Head of Operational Risk Management team of the Bank handled the following responsibilities : i) To identify weak and fraud prone areas in different functional areas of the Bank and suggest mitigating measures. ii) To ensure, on an ongoing basis, compliance with different regulatory requirements.iii) To review operational risk management policies of the bank and compile work procedures and manuals for all operational areas. iv) To conduct follow up of irregularities, observed if any, and ensure rectification within a specific time frame. Also worked as a member of the CORE TEAM for designing the MIS of the Bank(SBBJ) in 2005-06 Show less

As head of the Information System Audit wing of the Bank.Led a team of 12 specialised officers. A number of weak and vulnerable areas were identified and based on our suggestions, steps were taken by the Bank to plug them.Held concurrent charge of Information Security services Cell.Represented the Bank for formulation of Audit Format in CBS for the State Bank Group.

As Assistant Manager :2 years at 7 branches on different functionsWas specially picked from our batch of 24 Probationary officers to provide secretarial assistance to the General Manager (operations) looking after the entire branch network of the Bank. Processed all papers /proposals / memoranda to the Executive Committee of the Board .As Branch Manager – 3 branchesOverall responsibility for leading the entire team to achieve budgeted goals in terms of business and… Show more As Assistant Manager :2 years at 7 branches on different functionsWas specially picked from our batch of 24 Probationary officers to provide secretarial assistance to the General Manager (operations) looking after the entire branch network of the Bank. Processed all papers /proposals / memoranda to the Executive Committee of the Board .As Branch Manager – 3 branchesOverall responsibility for leading the entire team to achieve budgeted goals in terms of business and profit.Worked as head of back office of the dealing room of SBBJ in the international banking division in 2000-2001;As analyst /Dealing Officer in Credit Department of the Bank.Assessed high value loan proposals and recommending for their sanction / decline / taking stand on different issues that emerge in the course of handling those accounts. Show less