Successfully handled following responsibilities for Cattle Loan Product:1. Process Simplification 2. Technological intervention in process3. Capturing dairy ecosystem by offering other banking products to entities - Created Dairy liability Book of more than Rs 1.25 billion in one financial year.4. Creation of marketing creatives for the product5. Training of field team for smooth implementation of policy and process related changes6. Pilot for new opportunities in business

MFI client dealings - New client acquisition, Preparing loan proposals, Price Negotions, Documentation, Client asset and liability account servicing.

Grade: Senior Manager (MII)Transferred from Farmer Finance Department- Driving business for all the banking products - assets, liability & fee.- Upgraded the branch from 3 star to 4 star on compliance parameters within 3 months span- Amongst the highest Mutual fund business in a day for Rural branches - 45 lacs.

- Managed a KCC portfolio of more than 65 crores including 19 crores of my business contribution in only 6 months - Interest recovery of 97% with 2 out of 3 branches reaching more than 99%- BSC ranking PAN India - 11 for FY 2017

Transferred from Kalpataru Limited:1. Prepared Standard Process Manual, Credit & Risk Policy and related document, database & MIS formats for both physical & Comtrack commodity funding.2. Successfully conducting day to day activities of Client’s credit assessment, Valuation of commodities, Mark to market monitoring, margin call initiation and collection.3. No Post Dated Outstanding/ Non Performing Asset till date; initiation and successful collection of margin call over 2.5 Cr4. Initiated publishing a Daily Commodity Market Report to keep clients and employees updated of daily market dynamics.5. Prepared a primary study report on opportunities in new business models like POA & DSA in Commodity funding.

Based on both primary and secondary study, prepared business plan for:1. Pomegranate Farming (Establishment of 200 Acres of Demo Orchard, Fruit Procurement from FPOs & its domestic sale) based on both primary and secondary study 2. Seed Business (Procurement, processing and sale of seeds).3. Commodity financing NBFC (Loan against Warehouse Receipt)Business plan for Commodity Financing NBFC selected as forward integration strategy for SSL (a Kalpataru group co.)Successfully contributed in SSL's acquisition of NBFC selected for execution of business plan (Commodity Financing NBFC)

Did two projects1. World Bank Project on "Understanding Vocational Education in India"2. USAID project on "Reach and recall study on Family planning mass media campaigns in Chhattisgarh."Learnt and applied various research tools on ground.Conducted pilot research in Bihar: Got an opportunity to deal with one of the largest client of IMRB, World Bank.

Worked on DFID's project in three states: Bihar, Uttar Pradesh and Himachal Pradesh to improve the dwindling sales of Smokeless chulha in rural areas by working with Village level enterprenuers, partner organisations (NGOs and MFIs), and supply chain members to come up with a viable marketing plan.

Lived with the community for two months to get acquainted with their society, polity, economy and lifestyle. Did an exploratory study on above mentioned aspects of the village.Status of education and birth registration was studied.Risk and challenges linked to agriculture was extensively studied. Guar was the crop in focus with its high price volatility as the background.