A personal finance professional who aspires to make money a slave of its owner & assist people in retiring (financially) early to enjoy the bliss of life.I have achieved financial independence and would love others to do the same. A one stop shop for all financial needs.

I passionately work towards driving a positive work culture, leading a team of highly motivated Internal Audit professionals. I have a successful record of managing business and technology audits, along with involving data analytics. The experience helps in managing complex audit engagements and driving value to the business.Working member of the India Leadership team, contributing to the development of organisational strategy and providing an effective challenge towards enhancing the control environment.

Managing Global Technology audits within Markets businessPoint of contact for all IT Audit related matters within IndiaInterim responsibility for managing APAC IT Audits for Global Markets.

- Functional knowledge of Equities, FX, Bonds, Derivatives, Structured Products and Securitisation.- Reviewed credit risk processes including credit rating, limit approval, excess management, defaults, loan loss provisioning and reporting.- Participated in compliance audits associated with client onboarding, KYC and New Product Approval (NPA) audits.- Coordinated and led global audits across multiple global locations.- Acted as Technology SME for global applications supporting Credit Risk, Market Risk & Finance.- Back office processes and systems associated with payment processing, collateral management, settlement instruction & embargo filtering.- Reviewed technology infrastructure supporting Benchmark rate submission processes- Performed reviews of multiple change projects including bank’s largest Finance change project.- Proficient in using data analytics.

Responsible for leading and conducting Technology Infrastructure & Application audits across multiple product lines and functions of VTB Capital. This included audit of technology general controls across the company, front - middle and back office applications, credit & market risk applications and FSA regulatory reporting reviews.

Established the technology internal audit function and single handedly conducted reviews across all lines of investment and corporate banking activities of the startup Investment Bank.

- Performed audits of stock brokers & internal audit for leading bank- Conducted revenue, statutory and special assignments for leading retail banks.- Reviewed change project associated with implementation of Core Banking Solution for a leading retail bank in India.