She led the team built a rigorous Credit risk management system, while promoting innovations in big data and AI systems through out customer acquisition, customer management, collection and recoveries . The team contributes significantly in Ant’s ability to deliver affordable financing products to broad customer base while maintaining credit risk at a low level for healthy and sustainable business growth.

Responsible for the Risk function of MyBank, a leading online private commercial bank and associate of Ant Group

Head of Risk, responsible for risk management for buy-now-pay-later（花呗） and Cash-now(借呗）

- Responsible for credit risk analytics (Basel II quantification and segmentation, loss forecasting, stress test, etc) for Capital One's retail portfolios including credit cards, auto loans, small business banking-Led a Decision Science team in CARD, responsible for decision and valuation modeling, tests and experiments, and strategy optimization