Steven Lindsey Email & Phone Number

San Francisco, California, Us

Established new standards for assessing and managing Operational Risk by applying quantitative disciplines to the operational risk environment.▪ Transparent approach to measurement development; boundary methods and calibration; Root Cause Detection and Analysis; and Remediation Plans ▪ Data mining expert: General Ledger Operational Loss, Operational Risk Event Loss, Risk Control Self Assessment (RCSA), and Issue Management ▪ Reporting design, development, and automation for executive and stakeholder audiences▪ Managed operational risk professionals in establishing Risk Appetite Policies, Procedures, and Routines

Charlotte, Nc, Us

Led retail consumer governance, compliance, and business operations for new quant team totaling more than 100 associates and spanning disciplines in model development, data management, and forecast administration ▪ Launched a governance discipline that proved superior in centralizing operations for issue remediation and project management ▪ Directed the conversion of stale governance reports into value added risk mitigating tools ▪ Overhauled outdated COO practices in resource allocation, expense management, and talent development

Charlotte, Nc, Us

Directed quantitative analytics and complex modeling projects: Developed new models; Created documentation; Designed model production technology and operations; Completed performance diagnostics ▪ Guided team of 24 modelers and 6 compliance professionals in end-to-end data science operations for retail consumer mortgage: servicing operations and capacity planning, asset valuation, representation and warranty claims, collection strategies ▪ Raised performance expectations by first in class delivery of operational protocol to ensure consistency in development, production, and stakeholder communication ▪ Leveraged power of governance and compliance team in overhauling operations to correct for inefficiencies in business and home loan loss forecasting operations

Charlotte, Nc, Us

Collaborated with the executive team in mitigating home equity default risk. Assembled and led a data science team of six in accomplishing critical business objectives including model development, implementation, and socialization ▪ Directed the creation of monthly stakeholder forums to apprise stakeholders of progress, and communicate impact on capital allocation for loss provision ▪ Facilitated a rigorous review of the loss forecasting model process with priority aligned external economists, resulting in a rating of strong model management.▪ Granted patent in servicing life-cycle model

Charlotte, Nc, Us

Managed home equity risk analysis ▪ Developed balanced risk-reward strategies for expanding market share ▪ Directed data mining techniques for quantifying risk exposure

San Francisco, California, Us

Pioneered quantitative solutions for self-assessing lending practices. Thereby becoming the first financial institution to qualify for a high priority streamlined exam. ▪ Saved department from incurring expense for vendor support ▪ Directed all facets of the self-assessment routine: review of underwriting practices; model development; outlier and matched pair analysis; and presenting research results to executives and federal economists ▪ Moderated a panel of economists at the November 2005 CBA Conference

New York, New York, Us

Collaborated with data science peers in Big Data analysis. Evaluated product strategy impacts on a credit card portfolio reflecting US consumers.

Glen Allen, Virginia, Us

Assisted executives with deep dive analysis of P&L drivers for a multi-billion dollar mortgage insurance portfolio. Prepared two monthly risk profile publications. Completed green belt certification. Selected to participate in quarterly operations planning cycle.

Doctor Of Philosophy - Phd, Applied Economics

Bachelor Of Arts - Ba, Economics