Khalid K. Qurashi Email & Phone Number

Srinagar, Jammu & Kashmir, India

Manager (Finance) - Corporate Headquarters KRAs:*Technology and Policy Projects*Balance Sheet Preparation & Analysis*Planning & Budgeting *Audit *Taxation *Asset Management

New Delhi, Delhi, India

Manage the credit department and make decisions concerning credit limits, acceptable levels of risk, terms of payment and enforcement actions. Manage Fund & Non-Fund Operations of the business unit.

Srinagar, Jammu & Kashmir (Union Territory), India

Credit Officer - Regional/Zonal Level:Processing high end credit proposals at Regional/Zonal Level of the Bank.Managing credit limit database by setting, removing and adjusting credit limits determined by strength of credit and ratio of credit limit used;Audit of credit limits sanctioned by business units and also resolved fraudulent activity matters by effective and efficient communication involving all channels including clients, marketing/sales executives and impaired assets managers; Liaison with business units & corporate headquarters for product betterment/development; Created various templates for process improvements which are approved and implemented for use within the credit vertical of the organization; Minimized bank risk by conducting due diligence on the legal and financial background of key partners, management, vendors and suppliers before entering a formal relationship.

New Delhi, Delhi, India

Credit Officer - Business Unit Level:Maintained and managed client relationships on loan portfolio in excess to INR400 Crore (4_Billion); Assessed credit worthiness of applicants based on investigative findings while minimizing bank risk by conducting due diligence on the legal and financial background of key partners, management, vendors and suppliers before entering a formal relationship. Processed Retail & MSME loan appraisals, Assisted senior loan officers in analyzing financial statements and tax returns for business and private accounts;Handled Non-Fund operations related to Bank Guarantees & Letter of Credits, corporate advances assessment & credit appraisals for financing new projects;

New Delhi, Delhi, India

Joined as a Probationary Officer / Relationship Executive in the organization; Managed day to day operations of branch banking while working towards overall business development plan of the branch;Processed retail credit appraisals and handled process improvement strategies within branch operations.

Mumbai, Maharashtra, India

Financial Econometrics based Technical Analysis

Greater Delhi Area

Dubai, United Arab Emirates

Risk Analysis of ULIP Investments based on the performance of various Market Linked Funds.

Gurgaon, India

RBS's Indian Business Operations under 'ABN AMRO Central Enterprise Service Pvt. Ltd':Backend operations related to fixed deposit and CASA management;Leading a team of 14 people for Project TDS.

Ph.D., Finance

Financial Econometrics Stock Market Integration and Efficiency

Mba, Finance, A

Bba, Business Administration, A

Activities and Societies: Senior-under-Officer at NCC wing of Army (3rd J&K Bn. NCC Bla.); President of Students Union of my college.