Our specialty lies in educating seniors and pre-seniors on the advantages of using a HECM (Home Equity Conversion Mortgage), the most common type of reverse mortgage, is a way to turn a portion of the equity in your home into tax-free* cash without having to make mortgage payments. As long as all loan terms are met. It also has the potential to enhance your quality of life and depending on your situation, may help to extend a retirement plan.Our team can show you how a reverse mortgage loan has the potential to help you gain financial independence from increasing living expenses. I am dedicated to making sure that my team responds quickly and compassionately to all parties involved. You and your loved ones are in great hands with us.*This advertisement does not constitute tax advice. Please consult a tax advisor regarding your specific situation.

Joan Qvigstad has more than 30 years of experience in public speaking, counseling, training, and education. Over the last 18 years Joan has specialized in mortgage lending, and since Joining Fairway in 2015, Joan has focused all her energy and financial training to become a Licensed Reverse Mortgage Planner, originating only reverse mortgages for both refinance and purchase. She loves working with 62+adults, their families, and their trusted advisors to educate them on reverse mortgage loans. There are many misconceptions about reverse mortgages out there—Joan is part of the Fairway team that is looking to change the public perception of this valuable financial planning tool, detailing the new reverse mortgage guidelines and their improved safety features. As a Baby Boomer, herself, Joan understands the purpose in utilizing reverse mortgages to expand options for her clients approaching their retirement years, and to help them increase their wealth by incorporating all assets at their disposal. Joan is passionate about teaching her clients how to take a familiar asset like home equity and turn it into a high performing income generator.

• Workforce Investment Act Case Manager . Experienced in the counseling, retraining, and career placement of professionals, who were Dislocated from professions that became obsolete due to Economic Downturns and technology advancements. * Facilitated weekly workshops in job search and interviewing techniques.