Relationship acquisition and manager in the Mid Market Segment

Portfolio Management, Risk Management, Risk Assessment, Financial Analysis, Credit Assessment Reviewing, Early Warning Reporting and Studying, Delinquency Management.

- Credit and risk appraisal for fund based and non fund based facilities, brown field project finance and security backed terms loans pertaining to relevant products.- Undertaking comprehensive analysis of company financials and capacity to perform in comparison to the business & industry trends, peer performance - for concluding of scale of exposures for credit lending.- Analysis of tangible and intangible factors of businesses of small and mid corporate borrowers in context to actual operational feasibility and industry practices.- Successfully used tools of financial analysis in order to derive interpretations in context to the industry under analysis.- Handling a wide range of banking facilities – such as working capital (fund and non fund based), term loans for capital expenditure, project finance and other facilities (fund and non fundbased) commonly used for capital expenditure purposes.- Reporting and monitoring of portfolio through using various data available for drawing profitable conclusions for improvisations as per objectives. - Monitoring working capital accounts with respect to drawing powers, account performance and delinquency on monthly basis. - NPA analysis and proactive measures to keep delinquency within control. Maintaining coordination with cross functional teams for smooth functioning, and maintaining a good portfolio.- Coordination and management of external service providers - valuation agencies, lawyers, credit verification agencies, etc.