Versatile risk analyst with over 15 years of diverse experience spanning banking, sales, freelancing and entrepreneurship. My background as a credit officer along with Intrapreneurial journey has equipped me with a unique blend of analytical & business skill. Now transitioning into a data scientist role with my experience & technical skills to solve business problems strategically.I have always been passionate about analyzing data and using it to inform strategic decisions. Throughout my career, I have relied heavily on data analysis to optimize operations and drive business success. Transitioning into data science feels like a natural progression, allowing me to deepen my analytical skills and work on more complex data-driven projects. I am particularly excited about the potential of data science to solve real-world problems and drive innovation.I am motivated by the challenge of solving complex problems and the opportunity to make a tangible impact through data-driven insights. The continuous learning aspect of data science also excites me.
Freelance
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Data ScientistFreelance 2024 - Present
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Sales ConsultantThe Car Guys 2018 - Nov 2023Bengaluru, Karnataka, India- Developed & executed digital marketing strategies to double client acquisition.- Utilized advanced Excel & MySQL to analyze marketing data, significantly reducing lead generation cost.- Initiated B2B business model, which increased revenue by 4x compared to B2C business.- Reduced spare acquisition cost by 30-40% though strategic vendor management & historically data analysis. -
Digital Marketing SpecialistFreelance 2018 - 2023Bengaluru, Karnataka, India- Developed & executed Google Ads marketing plans for clients in service Industry.- Analyzed Google Ads data and implemented strategies to increase conversions & achieve best ROI.- Continuously analyzed and adjusted Google Ads campaign to generating high quality leads.
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Social Media Marketing SpecialistFreelance Jan 2015 - Mar 2020Bengaluru, Karnataka, India- Collaborated Facebook page optimization strategies to a PAN India client.- Effectively strategized to increase page likes by 1Lac within a 9 months period.- Analyzed campaign performances adjusted strategies regularly for better outcomes.- Collaborated with team members from different time zones to effectively manage pages to increase engagement & reach.
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FounderU3 Solutions Apr 2009 - Feb 2018Bengaluru, Karnataka, India- Developed a team of 20+ sales members in application sourcing & maintained a approval rate of 90%.- Based on data analysis, developed multiple bank partnership for optimum utilization of leads generated.- Implemented MySQL database for effective handling of cold calling database.- Created multiple lead generation channels for feeding the cold calling team.
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Sr Credit OfficerMoneyline Jul 2008 - Jan 2009Bengaluru, Karnataka, India- Interviewed 200+ Business Owners from various industries for underwriting their loan application request.- Developed & Implemented effective process & checklist - Collaborated with the National Credit Head & decisioning the application. -
Sr Risk AnalystHsbc Apr 2007 - Jun 2008Benga- Joined as Sr. Risk Analyst and was given additional responsibility of Team leader in Sep 2007.- Interviewed 300+ customers and taken decision on their application.- Led a team of 8 analysts & supported them in their underwriting jobs.- Served as an Internal Auditor, ensuring the accuracy and compliance of the all files underwritten in the branch.- Analyzed and published insights from the daily Telephonic Interview- Conducted monthly meetings with the Direct Sales Team to train them product and process.- Co-ordinated with the external third party verification agency of verification. - -
Cpa Credit Underwriter At Citi BankVaithisvaran & Co Llp Jan 2005 - Apr 2007Bengaluru, Karnataka, India- Joined as Processing Executive and rose to the position of Team leader in Aug 2005.- Got appreciation for the product knowledge and promoted in 8 months.- Managed a Team of 60 Members in the Underwriting process. Underwritten 10000+ loan application.- Tested & Debugged the Automated File Processing System-ALPS from South Region.
Balasubramanian R Education Details
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Data Processing And Data Processing Technology/Technician -
Dr, Ambedkar Degree College, BangaloreBachelor Of Comm
Frequently Asked Questions about Balasubramanian R
What company does Balasubramanian R work for?
Balasubramanian R works for Freelance
What is Balasubramanian R's role at the current company?
Balasubramanian R's current role is Data Scientist.
What schools did Balasubramanian R attend?
Balasubramanian R attended Upgrad.com, Dr, Ambedkar Degree College, Bangalore.
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Balasubramanian R
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Balasubramanian R
Pragmatic Institute Certified Product Manager | Supply Chain Management | Cloud Native TechnologiesChennai
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