Ricardo Morales currently serves as Vice President of Engineering at Milo. In that role he drives software development of innovative and robust customer-oriented solutions in the Fintech arena.He is a seasoned technologist and executive, with over 25 years of experience in increasingly challenging and successful positions in the software industry. Prior to Milo, he built the Engineering functions at Lavu and was part of the founding team and Vice President of Engineering at CareCloud. Ricardo has worked at start-ups as well as recognized companies such as Royal Caribbean Cruises, Siemens Energy and Unisys.Mr. Morales holds a BS. in Computer Engineering from Simon Bolivar University and a MS. in Management Information Systems from the University of Central Florida.His proven track record and notable talents include:* Being able to thrive in startup environments, building world class products from scratch.* Successfully delivering quality products from concept to launch.* Responsible for leading and inspiring teams of 50+ software engineers in a fast paced startup environments.* Motivating and providing necessary tools for engineers to create simple solutions to complex problems.* Driving an efficient and effective Agile software development process to deliver quality software with rapid releases.* Constantly driving an improvement in velocity to accelerate time to market for new products.* Ensuring zero downtime for customers through resilient architectures and strong engineering competency, while responding to production outages as the highest priority and quickly resolving those problems with a minimal disruption of business activities.* Having a genuine passion for solving real, complex problems for enterprise customers.* Being a self-starter with the ability to learn new tools, concepts and technologies through self-learning.