I am a dynamic, result driven professional with 24+ years of diverse experience in Banking, Telecom and Hospitality. I have proven expertise in Business Planning, New Business Development, Sales Leadership, Credit Risk, Cross Selling, Retail Banking, Customer Relationship Management, Establishing Scalable Processes and Restructuring Systems, Loan administration, Liabilities Acquisition, Leading and Mentoring large cross functional team with an aim to drive organisational performance.I am working as Chief Sales Officer at Equentis Wealth Advisory Services. Looking after the Sales and Revenue generation. Earlier I worked as Chief Business Officer , Fintree Finance Pvt Ltd., a Retail Lending NBFC. I have set up both Business sourcing and Recovery for POS and NACH based Equated Daily Installment products. Succefuly increased the business 10x in 1 years time. Prior to this I worked in Kotak Bank for 11 years, setting up Gujrat Unsecured Loans Business and then becoming West Head for Small Ticket Personal Loans. Had a short stint as Product Head for Lending through Liability Branches. Earlier, I was engaged with HDFC Bank as Area Sales Manager, banking company engaged in providing range of banking and financial services, including commercial banking and treasury operations, appointed to core launch team to set up operational structure with an aim to drive sales in South Gujarat ensuring statutory compliances.I was appointed as Customer Care Executive in Birla AT&T Communications (Idea Cellular), managed customer service as part of launch team in Surat area, achieved highest number of handset and SIM card sales.As Assistant Food and Beverage Manager with Hotel Shalin, managed Food and Beverage service inclusive of restaurant, coffee shop, banquet halls, conferences, discotheque and lawn parties.Earlier in my career, I was associated with Sterling Resorts as Management Trainee.