Rachel Casper Email and Phone Number

Upon lender request, prepare or oversee the preparation of all loan documents required on new notes, renewals and extensions with minimal errors.  Primarily responsible, after the loan officers, of insuring that all notes and supporting loan documents are properly created and completed according to current governmental, auditing and loan review standards.

Consumer Loan Officer- Developed and maintained a portfolio of installment and real estate loan accounts. Analyzing loan applications, audited loan files, serviced existing loans, and participated in sales programs in an effort to reduce delinquencies and meet goals for increasing loan volume. Promoted all bank services in such a way as to enhance bank earnings and the bank's image within the community.Loan assistant/processor- Maintained a high level of organization for all the loan files located in the branch.  This not only included keeping file information up to date and accurate, but also processing and applying loan payments, loan advances, and checking back loans on the system.  Prepared appraisal requests, mortgage releases, title notations, and UCC filings

While serving as a customer service representative, I completed consumer loan applications, pulled credit reports, figured debt to income ratios and worked with the CFO for loan approval. I then processed the paperwork, completed the loan documents for signing and closed the loan. I also was a teller, accountable for cash orders, vault balancing and maintaining the credit union’s ATMs. In addition, I opened new accounts, and processed payroll deductions for a major Sioux City company.