Leading the banking, payments and fintech partnerships to build and drive consumer finance / affordability charter for Apple in India.Driving broadest reach and more affordable access of Apple's portfolio of products and services across all consumers in India via affordability programs.

Business Strategy, Growth Initiatives, Business Development, Key Account Management, Marketing StrategyResponsible for growing cards portfolio spends and driving customer engagement by developing strategic & marketing partnership ecosystem.

Business Strategy & Analysis, Product Management, Client Experience, Relationship ManagementLead strategic projects across consumer and commercial banking business in the Leadership Development Program - Define operating model and develop analytical framework; Responsible for driving commercial acquisition and strengthening existing relationships in the small and mid-market liabilities commercial segment.

Corporate Credit Rating, Risk Management, Consulting & Business Growth; New Business Setup, Analytics Conduct comprehensive credit assessment of corporates/financial entities and develop financial models to recommend issuer credit ratings; Setup the Insurance Advisory vertical for the organization and engage with the Insurance regulator on formulating industry sustainability report

Credit Risk Management, AnalyticsConduct Portfolio Risk Analytics to identify portfolio credit quality & loss performance trend; Develop Customer Risk Segmentation

Analytics, Statistical Modeling, Business StrategyDevelop regression models using affiliate data to predict mortgage delinquency for Citi US Mortgage portfolio during the credit crisis; Conceptualize & develop analytical frameworks to devise cross-business strategies for the portfolio

Worked on the development of Risk Models involving concepts of Value at Risk, CVaR and Probabilistic constraints.