Rafael Amar Sitton Email & Phone Number

Panama City, Panama

I systemize crop production and introduce lean processes to align staff to keep up with demand and distribute labor effectively. I calculate available funds, investigate cost trends, and implement feasible budgets. Conceptualize, develop, and introduce business which leads to building strong relationships; assist in developing the community and engage with the public to maximize product exposure and acquire new opportunities. I prioritize client relations and facilitate open dialogue to ensure quality and timely delivery.

Panama City, Panama

I was of great value to the company, as I held the responsibility of revamping internal processes, nourishing executive relationships, and formalizing business plans to reach revenue goals and cut costs. I introduced an innovative paperless payment system to slash wait times and I notably reduced company receivables by 20% through effective budgeting. I managed the pipelines and assured the organization received continuous revenue stream and overhauled financial planning to achieve corporate expectations. I directed the allocation of a US$30M monthly treasury budget and funded programs according to contractual agreements. I elevated the amount of insurance coverage by negotiating terms and pursuing competitive pricing. I added to customer value by incorporated a clause that allows clients to add additional family members to policy at no cost. I reviewed and researched measurable data and suggested changes that would optimize results.

Panama

I centralized team focus on providing customer service and I introduced a new score cards to evaluate performances. I served an integral role in allocating US$350M annual budget and was vital in breaking ground on corporate structures that supported growth. I obtained US$425M in loans and US$120M in leasing. Structured US$300M annual capital investment program to position the company to expand market share. I achieved desired balance sheet efficiency and generated financial statements that outline monetary activities. I was a key member of the team and was entrusted to present quarterly finance reports to senior leaders and executives. I engaged with customers, identified their needs, and offered services and products to assist in meeting goals.

Panama

I developed HSBC Global Corporate business portfolio in Panama, Colombia and Venezuela considering economic, cultural and risk factors the credit decision process. Responsible of a loan portfolio of US$400M with direct overseen of risk analyst and balance sheet management. Overlooked trade finance solution to support customers business strategies. I structured debt issuance for corporate monetary funding adequate to customer’s financial expectations. I lead the establishment of treasury and cash management products in a team effort to success. Co-Lead the Risk Committee for the acquisition of Chase Manhattan Bank operation in Panama for the implementation of the credit and risk framework.

Panama

Greater New York City Area

Master, Finance

Post Grade, Business Strategy

Master Of Business Administration (Mba - Finance Emphasis)

School Of Continuing Education, Diploma Program In Bank Lending

Bsba, Business Administration - Finance Major