Fixed income and equity analysis for clients’ portfolio composition.• Company valuation aiming at the inclusion in the recommended portfolio, through DCF andmultiples analysis.• Investment funds analysis for suitable clients, analyzing different metrics of risk/retun.• Seminars on the Macroeconomic outlook and investment environment to clients andprospects.

Managed a portfolio of corporate clients (annual revenues of BRL 200M-800M) with theirshort-term needs, CAPEX financing and cash-management investments.• Worked alongside the credit area to compile the clients’ financials, ratios and viability forcredit lines.• Visited existing clients as well as prospected new names to bring in.

Quotation and negotiation of transactions in domestic and foreign currency, e.g. Working Capital Loan, Receivables Finance, AAE, L/C, Agricultural Loan, Import Loan, etc. Monitored the commercial portfolio, as well as participated in budgeting meetings.Conducted pre-analysis of credit, i.e. the company’s financial statements and ratio analysis. Assembled all required documentation for processing each transaction, and prepared and presented all related deal points to the Loan Committee when required. Visited potential clients alongside the officer/RM. Companies with revenue above BRL 400mm.Advised and quoted investments to clients (CDs, backed securities, etc)

Carried out group and individual classes, from intermediate to advanced levels.Conducted specific classes for Cambridge examinations, i.e. FCE, CAE and CPE prep classes.Conducted Portuguese classes to foreigners.

Assisted banking officers with customers and their needs.Helped Corporate Officers with loan structures, and investment prospects such as Private Pension plans, investment titles, mutual funds, etc.