Rafael E. Ramos Rosado Email & Phone Number

Orlando, Fl, Us

Burbank, Ca, Us

Sanford, Fl, Us

• Oversee financial analysis and accounting operations for the company’s three entities, with close partnership with CEO and HR Director of Operations. • Built/strengthened finance and accounting processes, including financial reporting, budgeting, bookkeeping, payroll, billing (B2B service), and commissions (US and India).• Lead monthly finance meetings with top management

Orlando, Florida, Us

• Prepared budget for six departments leveraging on IT estimates, including periodic forecasts. • Reported budget deviations to the Leadership Team and handled month end close accrual review, labor capitalization, period closing entries. • Partnered with key leaders with directors to align spend needs to available resources.

• Led governance – Oversight in Accounting, Finance, Reporting and Governance in LATAM. • Assisted with the annual JSOX and Japan Statutory audits.• Accounts Payable, record application of payables to corresponding invoices. Documented AP process. Cash forecast• Analyzed contracts risks and opportunities related to subcontracting deliverables

Zamudio, Vizcaya, Es

• Conduit between multiple companies’ SAP Systems. Intercompany transactions, labor reallocationbetween Cost Centers, international and external billing. Expenses tracking.• Headcount, productivity, vehicle and travel analysis.• Repair campaigns and operations specialist team, financial support.• Budgeting and forecasting• Month end close entries

FFI HOLDING, INC DBA: La Familia Pawn & Jewelry• Led the annual budget, provided timely data analysis and financial perspective to enable CEO and Board of Directors’ decision-making. Partner with Marketing, Operations and HR to drive productivity for the company.• Implemented the financial reporting dashboards for total visibility of management, including store traffic,marketing expense tracking, retail sales price reporting, loan balance analysis, retail sales analysis anddynamic KPI dashboards.• Conducted research for new stores and lines of business and created tools for performance tracking.• Facilitated trainings for management and/or store managers on due diligence, commissions’ calculationtool, store checklist tool, trainings log tool and data ranking tool.

Basking Ridge, Nj, Us

Prepared daily sales trackers, KPI reports, periodic customer sales dashboards for the Caribbean, sales force commissions’ calculations, maintained cost structure tables used to set suggested retail prices, applying foreign and domestic cost structures. Communicated price lists to distributors and accounting for the accrual of back allowances, bill backs, free goods and freight adjustments. Prepared pre-closing reports and assisted in monthly financial closing.• Automated processes for Marketing, Sales, Human Resources and Commercial Finance based on the new business model. This reduced significant manpower hours. • Conducted a comprehensive analysis on company innovations’ impact on the P&L, • Collaborated with multiple departments on the creation of budgets and periodic forecasts • Created/improved MS Excel tools for management’s decision making.

Battle Creek, Michigan, Us

Battle Creek, Michigan, Us

San Juan, Pr, Pr

Encanto Restaurants DBA: Kentucky Fried Chicken, Taco Bell, Pizza Hut• Tracking sales and transactions, analyzing viability of marketing proposals and reporting costs impact. Preparing Menu Mix reports, Royalties Reports, Weekly detail reports.• Franchise royalties’ calculation, involved in the preparation of annual operating plans and other management reports. • Proficient expertise of ORACLE, MICROS and PAR point of sale software. • Financial analysis for marketing strategies and promotions for all brands• Created a tracking mechanism for recipe costs to determine required price/recipe changes• Analyzed the viability of the proposals, and reported cost impact on P&L• Assisted in the implementation of CPM and PROPHIX budgeting software

Zurich, Ch

Mutual fund accountant of 3 mutual funds with assets of $2.5B. Oversaw accounts payable, accounts receivable, net asset value, and dividend calculation, accrued expenses analysis. Acted as bond certificates transfer agent. • Recognized for delivery of portfolio analysis, trial balance, balance sheet, income statements and compliance reporting• Achieved accurate cash reconciliation and asset reconciliation for 15 funds consistently• Assisted in the implementation of Charles River investment management software

Financial Analyst in charge of creating Financial Forecasts, ratio analysis, real estate sales analysis and inventory and negotiation of equipment lease terms.• Performance reports• Budget models with seasonality and elasticity variables• Designed tools to improve accuracy, reduce recording time and facilitate data analysis• Ratio reports, sales analysis, and employee benefits analysis• Actual versus budget variances

New York, Ny, Us

Mutual fund accountant of 9 mutual funds with assets of $650M.• Full Accounting Cycle• Redesigned spreadsheets for Y2K, transitioning from Lotus 1-2-3 (C Language) Macros to Excel (VBA)• Created compliance tools dashboards and KPI spreadsheets• Managed journal entries, ratio analysis, financial statements, compliance and other special reports, as well as cash reconciliation processes• Led Internal audits, trained and led new staff