Rafael Ribas Email & Phone Number

State Of São Paulo, Brazil

São Paulo, Brazil

Lead the creation and formation of Treasury department in Latin, as well as business operations startup in countries in Latin America. Responsible for Banking Relationship Management, entiy funding, cash operations, capitalization, funding and legal entity set-up

Brazil

• Developed the financial and valuation model for the privatization of one of the largest state-owned companies worth R$ 25 billion during the global financial crisis due to COVID and led the cost of capital review and definition• Led the Business Plan and Financial Assessment of a new Digital Bank, developed by a retail Company for a yearly revenue of US$ 2 Billion, and enabled the development of a new banking platform worth R$ 0,5 Billion in revenues• Developed the Liquidity Management practice in Brazil for Accenture Strategy, lead the teams that developed the tools for assessment, prepared and presented 5 project proposals to sell projects to customers targeting efficiency (ZBx and Working Capital programs) for customers in the Financial Services and Industry business segments

São Paulo, Brazil

- Managed the debt and guarantees of a leveraged company, renegotiated and repaid 37.3% of corporate funding, duringthe COVID crisis, with the loan tenure extension in 2.5 years. Opened new 5 new bank relationships- Integrated and harmonized the Treasury, Accounts Payables, and Credit operations after the merger- Negotiated an acquisition financing and structured financing of a total BRL 112MM and all the supporting guaranteestructure, for a highly leveraged debt/EBITDA ratio of 3.5x- Responsible Relationship with Investors and company’s valuation and project approved by Board of Directors

São Paulo, Brazil

- Company's results and financial performance management and monitoring, budget review, break-even analysis- Monthly and quarterly reports for angel investors to review results and goals- Investment return, LTV, CAC analysis

Singapore

- Debt Management for Latin America, Europe and Asia, moving funds in 33 Legal entities, total US$ 1 billion- Headed Treasury and Credit PMO office in Asia, for Cash, Liquidity Management, debt and cash injection management, coordinating with other functions and Countries’ Leadership in 13 countries to form 29 new entities, disbursing USD 1.7B in new loans and dividends- Added US$ 1.2 Billion to Global Liquidity by designing a Multi-Currency-Notional pool in Asia

Singapore

• Led Regional Bank implementation in Latin America and influenced Regional stakeholders to terminate 25 Local Banks operations and to close 41% of bank accounts, to simplify and streamline work processes and structure• Managed banking relationship with Regional Bank in Latin America from Global Treasury Center and supported Global Banking Request for Proposal (RFP) awarding and led implementation for 3 workstreams

- Supervised and mentored team of 6 analysts, trained and developed them to assess risk, profitability, pricing viability to obtain incremental sales. Responsible for debt management with banks and Controllership- Managed business unit’s USD 540M outlooks, budgeting for revenues, expenses and net income in Brazil. Reported quarterly, half-yearly and annual PO and variance analysis of all the general results of the Business Unit, including all the details for Brazil- Reduced project’s analysis lead time in 60%, (91 to 35 days) and introduced a profitability and viability analysis, and cash projection financial model- Carried out USD 500MM sales programs between 2009-11, via Customer Financing programs for more than 100 indications, managed the banking relationship

São Paulo Area, Brazil

- Executed financial analysis, projected cash, calculated profitability and analyzed risk of 80 projects, prepared business cases and white paper for Credit Committee's assessment.- Achieved USD 60MM in incremental sales and reduced AR by 10%, through business cases/Financing Programs authorized by Finance Leadership, and managed currency exposure with programs and effective LE return dashboards- Financial analysis of programs and business cases, considering contribution margin, sales, costs, profitability and viability analysis

São Paulo Area, Brazil

- Directed Cash forecasting and liquidity in 6 Legal Entities in Brazil and Chile, to finance operations in Latin America, and set up Regional Bank in Latin America- Developed banking relationships and executed daily Cash Flow Forecast for in two countries, and negotiated Foreign Currency and Investment deals- Coordinated Regional Bank set up in Brazil and proposed and started Forecasting Database to center Cash Operations in Treasury Center, which eliminated six positions in Latin America

São Paulo Area, Brazil

Executive Mba

B

High School