Lead the development of a global risk management framework in line with IS3100 guidelines standardisation RM compliance function across global operations aligned with national regulatory standards.Lead in the procurements, configuration and deployments of a GRC reg tech solution '360Factors' entailing a significant global change management project across 5 countries to enhance GRC practices to support growing business development strategies and portfolio.Developed internal control framework and architecture with periodic testing mechanisms for functional efficieny through Reg tech solution.Lead in the development, implementation and training of Islamic Finance Shariah compliance framework in line with AAOIFI Shariah, governance and audit standards.Developed Corporate strategy and corporate governance structures with FRC standards to enhance effective oversight at local country (x5) and HQ levelDeveloped and implemented enterprise-wide GRC reporting structures with integrated MI from key business units for SM and SMEs in line with regulatory reporting obligations, with real-time data analytics.Maintain Shariah compliance in line with AAOIFI standards through the development and implementation of a Shariah governance framework.Manage, support and train local in-country compliance teams and professionals by establishing a global GRC taks force as local GRC champions for each jurisdiction. Developing, leading and managing the implementation of IR’s global microfinance programme governance framework.Providing leadership on global risk management.provide technical strategic and compliance advice to SM for the incorporation of country legal entities.

Heading and overseeing compliance conformance activities within the group, ensuring compliance with laws, regulatory requirements, policies, and procedures are effectively being met. Offer professional expert advice, guidance, and actionable solutions to businesses experiencing issues within the field of Financial Inclusion and microfinance. Consultancy to Starts up’s and SMEs on business strategies to increase performance and productivity on existing and new business strands within the financial Inclusion sphere. Working with clients to understand their needs and to agree the scope of each consulting project.Lead on policy development and designing for internal control systems and implementing procedures to ensure that the compliance programs across the GEMicro group are effective in identifying, preventing, detecting, and correcting noncompliance with applicable laws and regulations.Detecting issues through CCA (compliance conformance assessment) and investigating ways to resolve them.Provide reasonable assurance to senior management and the Board that there are effective and efficient policies and procedures in place, well understood and respected by all employees, and that the company is complying with all regulatory requirements.Conducting business analysis (financial and operation performance) using process modelling and mapping tools to improve business performance and achieve business objectives.Report directly to the Managing Director as well as inform the Board about important issues and material violations through the GRC system.Defining and educating on the necessary level of knowledge on existing and emerging regulatory compliance requirements across the organization.Manage and direct the activities of the global compliance task group of 4 compliance liaison officers across SSE, EE, SSA regions. Guiding in a productive, professional way, the country compliance teams.

Responsible for improving the operational systems, processes and policies in support of organisation's Business goals and objectives.Developed and implemented enhanced management reporting and monitoring in line with FCA CF10. Standardising of oversight reporting including MI intelligence, business process and organisational planning in accordance with regulatory requirements.Periodic appraisal of systems and processes to ensure effectiveness and efficiency of corporate support services (HR, IT, finance, and customer service) analysing audit findingss and and implementing improvements to each function. Oversee operational management, planning, systems, and controls for all VSF products and services, including credit brokerage, B2B lending, credit consolidation and settlements.Develop and manage internal audit policies and protocols.Develop financial projections and maintain long-range financial plans for specific product and service delivery.Maintain sound compliance framework and provide oversight support to Consumer credit compliance functionAdvise SMT on organisational Compliance and Risk obligations in collaboration with internal legal and risk department.

Driving business growth by onboarding a cutting-edge loan agency system, overseeing its implementation, and ensuring its ongoing maintenance. Periodically review the firms’s loan portfolio to determine credit risk and produce reports to board detailing portfolio performance and health.internal auditsManaging team of 14 underwriters. Managing loan delinquency and PAR of 8%Stakeholder relationship management with investors including Santander, SocGen, BNP Paribas/ Genesis housing associations and other stakeholders.Maintaining sound compliance in line Consumer Credit Act/ FSA/ OFT and developing policies and procedures for smart effective operations. Reporting to the Head of Business/Managing Director status of productivity, growth, NPLDeveloping marketing strategies to increase productivity in new sites and existing business environments.