Standard Chartered Bank, Pakistan Product Manager – Unsecured Lending Consumer Banking.• Re-launched Personal Installment loan and Revolving Credit Facility with value added services and features for New to Bank and existing customer. • Managing Credit Card Acquisition, Visa, Master, Amex & Personal Loan and Revolving Credit Facility..• Responsible for managing and ensuring smooth running of unsecured lending products.• Developing strategies and tracking sales volume through different sales channels (i.e. Branches, telesales units, and Employee Banking).• Assisting Business Manager in developing unique product programs and strategies for Credit Card, Personal Loan and Revolving credit.• Managed new software launch activity for Personal loan in Pakistan.

Business Development Manager Establishing Payroll relationships with reputable organizations. Ensure an increase in Payroll portfolio by 2million with 100 NTBs every month.  Increased portfolio by 600 NTBs in 5 months. Managing Corporate Payroll Relationship for the following reputable organization;BYCO Petroleum Limited, Cloud BPO, Trust Contract Services, A C Nielsen Greenwich University, Novartis, Nuricon, Gulistan Group, SiemensSZABIST, Pakistan tobacco Company, TYCO Pvt Limited, Chartis Insurance

Liabilities Relationship Manager – Bank At Work Part of a team that established Bank At Work in Citibank Pakistan Job included managing sales and service of existing and new Corporate clients Part of a team that acquired payroll accounts for Microsoft, Bearing Point, Searle Pakistan, FedEx, Nike, LCC Pakistan, Group M, ALICO, APL. Other companies included Textile Engineers of Pakistan, Sysnet, E-Square, Chekkerz, and Genie Technologies. Actively worked on sales and service of IBM, ENGRO Polymer & Chemicals, China Mobile (Paktel), Wyeth, Saatchi & Saatchi, Sony Ericsson, Loads and Eli Lilly Responsible for managing cross sell of payroll accounts acquired by effectively selling credit cards and personal loans Increased customer base of accounts by 6000 accounts in 1 Year of operation in a fresh portfolio Maintained and tracked my portfolio on a daily basis Made sure that there were no comprise on customer service levels by prioritizing main issues Proactively addressed customer complaints by undertaking root cause analysis whilst ensuring that all queries / suggestions and comments were handled in a timely manner.  Managing the team of 5 sales and service coordinator in south region

 Effectively managing marketing team and their tasks. Preparing marketing plan for the company it self and its upcoming websites and software. Preparing creative marketing ideas for their client businesses.