Rahul Darji Email and Phone Number

Experienced professional with a strong background in handling both domestic and international client onboarding, KYC documentation, and customer due diligence. Proficient in managing various account types including FDI, AIF, and PMS. Expertise in conducting CDD and EDD in compliance with SEBI, RBI, and other regulatory requirements. Skilled in identifying Ultimate Beneficial Owners and assessing risks related to PEPs and negative information. Proven ability to streamline processes, ensuring timely onboarding and adherence to regulatory standards.Ensured that customer due diligence (CDD) and enhance due diligence (EDD) process was followed as per SEBI, RBI and other applicable regulations including Bank internal policies, compliance and procedures.Created, maintained and reviewed KYC records by obtaining information from internal and external sources (Firm website, Regulatory websites, Company website, Orbis, Dun & Bradstreet etc.). Validated the information within the KYC Record and CIP document to ensure completeness and accuracy for existing clients (Company Formation documents, Ownership Structure, Management, etc.) Conducted periodic KYC reviews as per existing regulatory rules, regulations and internal policies and procedures and to reach out to client for required documentation.Performed search on the clients for any negative information about Money Laundering, Terrorist Activities, Adverse / Negative Media information through Negative Customer Search Records and escalate high risk negative information to Compliance in accordance with bank policies. Identified positive PEP’s (Politically Exposed Persons) and related to PEP in the customer base, assign risk rating and raise confirmed PEP referrals on Client database for Compliance review Coordination with Internal and External Auditor, to Resolve query raised by the auditor.

To check and confirm the buyer credit funding to the Treasury dealers in respect of the validity of the buyer’s credit facility documentation. Maintain daily basis buyer’s credit funding data for request letter tracking and Managed daily operation of trade finance section - Buyers Credit.Understanding of import and export LCs, Amendments transactions. On basis of treasury approval and providing pricing quote for buyer’s credit bill and to give buyers credit funding projection to treasury.Monitored incoming and outgoing funds to ensure accurate tracking and recording and maintained up-to-date account balances, ensuring accurate and timely reconciliation of Bank accounts.Oversaw the allocation and utilization of working capital loan funds. Managed outward payments and tracked interest payments related to working capital loans. Managed and monitored foreign exchange (Forex) transactions, including cross-currency transactions.Monitored inflows and outflows of funds through various Nostro bank accounts. Conducted regular reconciliation of Nostro accounts to identify and resolve any open or pending entries.Collaborated with international banks to ensure timely and accurate processing of inward and outward transactions and investigated and resolved discrepancies in account balances and transactions. Performed detailed reconciliation of Nostro bank accounts to maintain accuracy and compliance.Managed the opening and closure of Foreign Currency (FCY) Fixed Deposits (FD) and coordinated with relevant teams for accurate Tax Deducted at Source (TDS) calculations. Appraised clients regarding their TDS liabilities and provided reconciliation of TDS with Form 26A.

To check and confirm the buyer credit funding to the Treasury dealers in respect of the validity of the buyer’s credit facility documentation. Maintain daily basis buyer’s credit funding data for request letter tracking.On basis of treasury approval and providing pricing quote for buyer’s credit bill and To give buyers credit funding projection to treasury.Managed operation related to FCY FD opening and closure and also coordinate with respectiveteam for TDS calculation and appraising the client for TDS calculation and reconciliation of TDS to 26AS.Understanding of working capital loan documentation (TL, STL, and working capital loan), security creation, registration and filling of applicable charges for companies, bank, and other financial institutions.Monitored incoming and outgoing funds to ensure accurate tracking and recording and maintained up-to-date account balances, ensuring accurate and timely reconciliation of Bank accounts.Oversaw the allocation and utilization of working capital loan funds. Managed outward payments and tracked interest payments related to working capital loans. Managed and monitored foreign exchange (Forex) transactions, including cross-currency transactions.Monitored inflows and outflows of funds through various Nostro bank accounts. Conducted regular reconciliation of Nostro accounts to identify and resolve any open or pending entries.Collaborated with international banks to ensure timely and accurate processing of inward and outward transactions and investigated and resolved discrepancies in account balances and transactions. Performed detailed reconciliation of Nostro bank accounts (FCY Currency) to maintain accuracy and compliance.

Authorization and processing of physical share certificate. Handle all operational function relating to Demat services.Instructions Execution, modifications, Transmission, Demat/Remat, Record keeping, documentation, account maintenance etc. Execution of KYC procedure of clients with KRA NDML, CVL, CAMS. Follow up with NSDL/CDSL for Demat requests. Handling customer’s queries (by email, over the phone and also walk ins) and resolving their queries within TAT.

To check the KYC (Account opening) form with SEBI, NSDL Norms. Verify the Account modification, Account closure, Instruction slip, Pledge & Unpledged etc. & Back-office Support.Handling DIS, Pledge, Demat, Remat and Act as coordinator between Companies, Investors &RTA agents. Handling Demat, Transfer, and Transmission & Dividend of shares related work. and Attending investor’s calls, Emails & the queries