• Business Financial Operations Ownership: Led the entire Business Financial Operations department, ensuring robust risk controls for the product.• Competitor Analysis for Strategy Differentiation: Conducted regular analysis of competitor apps and market trends, identifying key strategies for product differentiation.• Competitor App Testing for Security Enhancement: Tested competitor apps to enhance internal security systems and implement more effective risk checks.• Payment Gateway Management and Negotiations: Managed multiple payment gateways, conducted financial reconciliations, and spearheaded internal negotiations.• Data Analysis for User Behavior Study: Leveraged sharp data analysis skills to study user behavior and patterns, utilizing MIS tools to detect potential leaks in Profit and Loss (P&L) statements and misuse of existing loopholes.

• Risk Department Establishment: Established BharatNXT's risk department, implementing procedures for transaction risk mitigation and compliance.• SOP Development for Disputes: Created concise Standard Operating Procedures (SOPs) for handling disputed transactions, minimizing financial risks effectively.• Manual Onboarding Design: Designed streamlined manual onboarding processes to ensure seamless client integration and risk reduction.• Financial Outcome Analysis: Managed financial outcomes, developed fraud detection models, and ensured secure payouts within Financial Operations.• Collaborative Risk Mitigation: Collaborated with product and tech teams to identify platform risks, communicate findings, and enforce fraud prevention policies.• Transaction Reconciliation Oversight: Oversaw transaction reconciliation, P&L statements, invoicing, and banking reconciliation for accuracy and efficiency.• Invoicing and Refunds Management: Managed invoicing reconciliation for third parties and payment gateways, prioritizing timely refunds for fraudulent transactions.• Customer Support Assistance: Assisted in resolving customer support tickets related to financial transactions, focusing on timely fraud-related refunds.• Industry Trend Monitoring: Stayed updated on industry trends for effective fraud prevention, ensuring proactive adaptation to evolving threats.

•Audit of all functions including Production, Procurement, Sales & Marketing, Administration, and Finance.•Make recommendations to financial management about software, policies, and audit triggers•Maintain and cultivate a master inventory of our businesses policies, practices, and processes•Improve customer care by initiating improvements to the financial control and auditing process•Perform inquiries and testing as needed to identify and resolve vulnerabilities•Test the operation and tweak the design of existing financial controls•Develop new audit programs to ensure adequate financial controls•Plan internal client meetings and oversee financial disclosures•Create and update the internal audit plan

Perform inquiries and testing as needed to identify and resolve vulnerabilitiesTest the operation and tweak the design of existing financial controls