Rahul Chaudhari Email & Phone Number

Vienna, Va, Us

GM and accountable leader for Navy Federal’s $30B credit card portfolioLeading an organization of 250+ supporting credit card products, experiences, servicing, and underwriting- Grew the portfolio from $22B to $28B (14% YoY) and improved share-of-wallet by applying new segmentation frameworks to portfolio acquisition, EMoB and retention strategies - Envisioned a new product suite and built 3-year strategic roadmap of capability and campaign enhancements that will improve credit card penetration and product RoAs

San Antonio, Texas, Us

Accountable Executive for USAA's Credit Card business, Leading product management teams responsible for portfolio growth, segmentation, rewards experiences, business analysis and strategy optimization. - Managed P&L of cash and points rewards credit cards (~$9B in receivables) - USAA's preferred cash (1.5% cashback), USAA rewards, Limitless Cash Rewards and Cashback Rewards Plus card products- Managed rewards platform and experiences team, led rewards platform replacement RFP including industry research, customer insights, platform evaluations- Developed new segmentation frameworks to improve effectiveness of campaign, product and portfolio strategy initiatives- Identified key drivers of NPS decline using moments that matter / Bain Prism episode emotiveness framework, built a roadmap to address top member pain points - Provided product management executive oversight to credit card support functions such as finance, collections, operations, disputes, fraud

Manhattan Beach, Ca, Us

As the Director of Card Products, managed P&L and defined Product-Portfolio Strategy for debit and credit card portfolios at Kinecta. Successfully revamped acquisition, onboarding, usage and retention strategies and helped Kinecta meet top-line and card penetration goals. Responsible for financial performance of debit cards, and MyPlan (Secured), MyPower (Sub-Prime), MyPerks (Rewards) and MyPro (Small Business) credit cards.Kinecta Federal Credit Union (kinecta.org) is one of the nation's largest credit unions, with approximately $4.5 billion in assets; 22 branches; three retail mortgage centers; and more than 255,000 members nationwide. Banking in the South Bay for 80 years, Kinecta offers its members a full range of financial products through the Credit Union and its subsidiary, Kinecta Financial & Insurance Service (KFIS).

Chicago, Illinois, Us

Debit Cards, Credit Cards, Product Strategy, Portfolio Analysis, MasterCard Moneysend (P2P, B2C, G2C payments), EMV Chip Migration, MasterCard-in-Control, Ondot's Card Control, Fraud Strategy, Payments Industry Regulations (Durbin Amendment, Reg E and Reg Z), Pricing Analysis, New Product Development, Go-to-market Strategy, Business Process Improvement, Project Management, Vendor Management, Contract Negotiation, CRM, Change Management

Mclean, Va, Us

Credit Cards, Co-brand-Retail Cards, Product Strategy, Portfolio Management, New Product Development, Portfolio Conversions, Payments Industry Regulations (CARD Act, OCC, FFIEC, Regulation Z), MasterCard-Visa Network Compliance, P&L Management, Vendor Management, Contract Negotiation, Emerging Payment Solutions, Customer Experience, Change Management

Norwalk, Ct, Us

Credit Cards, Strategy Consulting, Client Relationship Management, New Product Development, Business Process Improvement

Paris, Fr

Credit Cards, IT Strategy, Client Relationship Management, Credit Protection Products, Financial Reporting, Management Information Systems, FFIEC-OCC-Reg Z Compliance, VisionPLUS

Master Of Business Administration (Mba) (Honors), Finance, Marketing & Strategy

Bachelor Of Engineering (Be)