In my current role, I specialize in transaction monitoring with a focus on minimizing money laundering (AML) risks. I am responsible for analyzing the account statements of individual and entity customers to periodically identify and flag suspicious transactions. Based on these transactions, I draft suspicious activity reports to be reviewed by senior management.I also investigate swift wire transfers and transactions for active sanctions and money laundering concerns. In addition, I assess, analyze and act on red flags based on risk events for trade finance transactions which includes inward and outward remittances (cross border payments) referred under pre-transaction screening and post-transaction surveillance.To do this, I work on various applications such as OMNI, EPS, Phoenix, Crystal, Filenet and other industry-specific software to ensure that our transactions are in compliance with local and international regulations.Additionally, I utilize Excel to maintain and track team productivity, ensuring that work is allocated effectively and completed in a timely manner. I am responsible for compiling and sending out regular management information (MI) reports to both my manager and senior manager, providing insights into team performance and progress towards goals. As part of my role, I am also responsible for allocating work to team members based on their strengths and capacity, ensuring that resources are utilized efficiently and work is completed to a high standard. Through my work, I strive to maintain a productive and efficient team environment while meeting business objectives and driving performance.

As a Senior Analyst at Standard Chartered Bank, I had the responsibility of clearing transaction alerts in AML, operating as both a Level 1 and Level 2 investigator. In this role, I reviewed alerts generated by the ECM system and other money laundering detection systems to identify potential money-laundering and terrorist financing activities.My work involved identifying and researching patterns, trends, and anomalies in complex financial transactions to detect, prevent, mitigate, and report suspicious activity related to money laundering and terrorist financing. I conducted research by utilizing transactional records, customer records, external data, publicly-available information, and other additional information by raising a request for information to the Relationship Manager, which was necessary to conclude the investigation and identify suspicious or unusual activity.I was responsible for conducting the required due diligence on persons, accounts, or activities in accordance with AML regulations, including high-risk countries and entities, OFAC-sanctioned entities, politically exposed people, watch-list entities, and money services businesses. Additionally, I screened and understood Alerted Transaction information from applications like NORKOM, ECM, and LexisNexis.My role required good articulation skills and a good command over detection scenarios, enabling me to make correct decisions about customer activity and determine whether to close the alert/case or escalate it. Furthermore, I ensured timely and efficient reporting of suspicious transactions to the AML Compliance officer in accordance with regulations and time limitations resulting from unusual activity.Through my work in this role, I helped the organization to prevent money laundering and terrorist financing activities, contributing to the security and stability of the financial system.

As a member of the Community Banking line of business at Wells Fargo, I was responsible for ensuring compliance with the provisions of the USA PATRIOT Act through the implementation of a Know Your Customer (KYC) process for business accounts.In this role, I was responsible for verifying the authenticity and acceptability of all identification documents received from businesses. This included conducting a thorough review of core elements such as Name, TIN, DOB, and complete address, as well as verifying Customer Due Diligence (CDD) elements like job title and primary and secondary IDs submitted by the customer.I also played a key role in maintaining various trackers for reporting purposes and processing identification documents by updating the respective account records to indicate a CIP status of verified or unverified. Additionally, I was responsible for performing secondary reviews for bankers while opening DDA/CDA/REA/SBX accounts to ensure compliance with the USA PATRIOT Act and standard procedures.To ensure the onboarding of customers as per compliance standards, I conducted non-doc verification using applications such as SOS, IRS, and LEXIS NEXIS. Furthermore, I conducted doc verification through Hogan and DIPR by reviewing a copy of the customer's identification documents.Through my work in this role, I helped the bank to grow by ensuring that we knew our customers and that they were in compliance with the USA PATRIOT Act.