Experienced banking and finance professional with over 20 years of retail asset business growth expertise. Skilled in strategic planning, team leadership, and market development, driving profitability through channel partnerships, compliance, and risk management. Adept at exceeding business targets and fostering channel relationship building, DSAs, brokers, and builders. Proven ability to manage portfolios, optimize operations, and achieve multifold growth in secured products like Home Loans, LAP, CF, and LRD. Seeking to leverage my expertise as a Zonal Business Head to deliver consistent results and drive organizational success. I have successfully led teams of over 300 employees and managed assets under management (AUM) of over 5000 crores in housing loans, loans against property, lease rental discounting, and other mortgage products. Core strengths: Have been passionate about traditional and new-age distribution and have a proven track record of driving business by creating width and depth in Home Finance and mortgage business. The ability to develop people and grow them to the next level of responsibilities comes from the core understanding that everyone has the potential and ability to learn, act, perform, and grow to their full potential. Some ways that I could contribute to an organization include:⬧ Expanding secured business portfolios.⬧ Leading people and making them high-performing teams and coach them for next level.⬧ Demonstrate a track record of achieving results through meticulous execution and a goal-oriented approach.⬧ Devising market-specific product distribution strategies tailored to diverse customer segments and geographical regions.⬧ Implement the right product mix to drive substantial revenue growth and capture a larger market share.⬧ Strong understanding of risk management principles and practices to mitigate potential risks associated with retail asset products⬧ Skilled in fostering market leadership by staying abreast of industry trends, competitor analysis, and innovative market approaches.⬧Contribute to designing processes, and policies to make the organization market leader and future-ready.⬧ Developing innovative training, professional development, and knowledge management programs.