Raj Kumar Email & Phone Number

Mercu Maybank Shah Alam

Process, review and evaluate the new and existing client trading account inaccordance to KYC and AML/CFT requirements. Client category (High and LowRisk) – Client grouping (Retails, Corporate and Institutional) – Periodic Reviewbased on clients risk categoryMonthly reporting on the progress of review. Processapplication to open trading and margin financing facility account within theallowable time and in accordance to KYC and AML/CFT requirements. AssistHead of Department on monitoring the Account Management Section to ensurethe section in line with Account Management policy. Assist higher authority forcompletion of task/project.

Kuala Lumpur, Malaysia

Perform Customer Due Diligence (CDD) on SME or corporate customers on a riskbased approach. Initiate call to customer to obtain KYC information such as Nature of Business (NOB), Source of Wealth (SOW), Source of Fund (SOF) and Source of Income (SOI), documentation and findings to detect any suspicious of money laundering or terrorist financing activity. To ensure CDD documents fulfill SME AML/CDD procedure and local requirements for proper AML/CDD control. To capture accurate CDD information/documents into banking system and perform name screening for stakeholders. Perform UAT (User Access Testing) for ECDD system.

Kuala Lumpur, Malaysia

Perform Customer Due Diligence (CDD) on SME or corporate customers on a risk-basedapproach. Initiate call to customer to obtain KYC information such as Nature of Business(NOB), Source of Wealth (SOW), Source of Fund (SOF) and Source of Income (SOI),documentation and findings to detect any suspicious of money laundering or terroristfinancing activity. To ensure CDD documents fulfill SME AML/CDD procedure and localrequirements for proper AML/CDD control. To capture accurate CDD information/documentsinto banking system and perform name screening for stakeholders. Perform UAT (User AccessTesting) for ECDD system.

Cyberjaya, Selangor, Malaysia

Identifying and mitigating potential money laundering risk using risk base approach.Conducted investigation for all regional screenings and alert investigations.Fulfilling required regional level sanctions subject matter expertise and assessment.Supporting all changes activities in relation to the transaction monitoring investigations ,general AML and sanction updates.Complete alert investigations and alert any identified issues through the appropriatechannels.Support and monitor correspondent banking (CB) transactions, NOSTRO/VOSTRO accounts,unusual wire transfer alerts.Experienced in using related and relevant tools for transaction monitoring such as SCION,WORLD CHECK, Unified Case management Tool(UCM) Global Payment System (GPS) etc.Update trackers and prepare weekly and monthly reports for audit and operation purposesand assist, encourage other colleague to improve their productivity and performance for thebusiness needs.

Bangsar South City, Kuala Lumpur Malaysia

The Specialist Advising is responsible for the independent , compliant and timely handling of sections of the export L/C credit process guided by the operating , guidelines, policies ,practices, code of conduct and standards imposed by the Company/Group.Appropriate preparation of documents /managing the correspondence and amendments and passing on possible queries to the competent Trade Service Centre staff.Ensure through understanding of the L/C incoming scrutinize, process and clarify possible questions which arise upon examination of incoming L/Cs, with the operating Bank and escalate any suspicious transaction to the relevant authority promptly.Observation of the Banks requirement with respect to compliance ,AML, KYC and reputational risk issues and indispensable in the daily course of his activities. Setting unclear items with the operating bank.

Petaling Jaya Section 52, Selangor Malaysia.

To ensure all transactions performed are in compliance with Bank’s guidelines and policies.Focus on team sales targets, work in a sales environment and fulfill customer satisfaction standards AND up-sell foreign exchange currencies and cross sell banking products.To assist current and potential customers in their banking needs.To attend customer requests, inquiries, problems and complaints while develop and build long-term relationship with customers.Handling cash management and compliance report to ensure the GLR figure is tally with the transactions appropriately. Manage offsite BDC.

Bachelor Of Business Administration (B.B.A.), Business Administration And Management, General, 2.68

Activities and Societies: Vice Chairman in Indian Culture Night 2009, University Tun Abdul Razak Kelana Jaya Campus PJ. Entrepreneur.

Diploma, Management, 2.70

Activities and Societies: I was a Futsal Player representing Unitar in Inter University Tournaments.Bachelor of Business Administration.