Sales & Marketing professional with 19 years of expertise in Automotive Channel Sales, Dealer Development and Retail Finance domains. Currently managing the Retail & Wholesale Finance business in Farm Division of Mahindra for Rajasthan, Haryana, Punjab, Himachal and J&K state. Previously handled Two- Wheeler business of Yamaha and Bajaj in Punjab, HP & JK. Possess hands on expertise in Channel Management and Dealer Development, especially in upper North India.Have been engaged thoroughly in Channel sales comprising of both Retail and Wholesale aspects supported by liasioning with major stakeholders like distributors, financial institutions and key channel partners. Gained major insight into the micro as well as macro aspects of managing large teams comprising of own employees, dealers and their manpower.The detailed involvement in operations of all 3S in Automobile i.e. Sales, Service and Spares have imparted a deep understanding of all the profit centres.Key skill sets & achievements:-* 19 years of varied work experience in Automobile and Financial services sector* Signed critical MOUs with SBI, BOB, HDFC, ICICI, SCB and J&K Bank for Channel Finance facilities* Appointed key channel partners in the states of Punjab, Himachal and J&K* Managed Auto as well as accessories business in upper north with many milestones achieved* Have been managing front line team of employees for last 14 yearsAlso, an avid reader in the night and love to read the paperback rather than ebooks.