Oversaw comprehensive treasury operations and corporate finance activities for a group of companies in Real Estate, Trading and Catering. Developed and implemented treasury policies and procedures, ensuring optimal liquidity management, efficient cash utilization, and robust risk mitigation strategies.Led daily cash flow management, including cash positioning, forecasting, and maintaining liquidity to meet both short-term obligations and long-term growth objectives. Collaborated with banking partners to negotiate terms, reduce costs, and enhance service efficiency.Managed end-to-end project finance activities, including the issuance of critical bank guarantees (bid bonds, performance bonds, advance payment guarantees) required for project execution, ensuring compliance with contractual obligations and regulatory standards.Developed and executed strategic corporate finance initiatives such as capital structure optimization, debt financing, and capital raising to support business growth and expansion. Assessed financing alternatives and capital markets opportunities to ensure scalability.Coordinated with senior management, legal, and project teams to structure and execute complex financing transactions, aligning with overall business strategy.Monitored and managed financial risks including interest rate, foreign exchange, and credit risks, while designing and executing hedging strategies to safeguard the Group’s financial position.Provided insightful financial reporting and analysis to senior management and the Board of Directors, covering key performance metrics, risk exposures, and strategic recommendations for decision-making.Ensured compliance with financial covenants, debt agreements, and regulatory requirements, upholding high ethical standards and strict adherence to industry regulations.Leveraged advanced skills in financial modeling, Excel, and treasury management systems to support long-term financial planning, budgeting, and forecasting.

Oversaw financial transactions, including cash management, forecasting, and analysis, ensuring compliance with regulatory requirements and optimizing efficiency and effectiveness of processes.Developed and implemented policies and procedures for financial management and investment activities, resulting in improved compliance and risk management.Managed relationships with banking partners, ensuring timely execution of transactions and negotiating favorable terms for credit facilities and other banking services.Prepared financial reports and analysis for senior management, providing insights and recommendations for financial decisions.Conducted financial modeling and analysis to support strategic planning and investment decisions, resulting in improved financial performance and increased revenue.Managed the company's investment portfolio, ensuring compliance with investment policies and regulations and optimizing returns.Worked closely with cross-functional teams to support business initiatives and identify opportunities for cost savings and revenue growth.Provided leadership and guidance to the treasury team, ensuring timely and accurate execution of financial transactions and compliance with policies and procedures.Participated in internal and external audits, providing support and guidance to ensure compliance with regulations and best practices.Stayed up-to-date with industry trends and best practices, recommending and implementing changes to financial policies and procedures to optimize performance and reduce risk.

Implemented strict cash flow management procedures that optimized fund availability and ensured compliance with policies and regulations.Conducted thorough review of contractual terms and conditions provided by banks, resulting in significant cost savings and risk reduction, and safeguarded group requirements and corporate objectives.Successfully digitized banking processes by implementing electronic banking methods, resulting in costs and turnaround time, and early disbursements, and optimum utilization of funds.Prepared accurate and comprehensive cash flow and fund flow statements that effectively supported the approval of new credit facilities and renewal of existing ones, and improved the company's financial performance.Generated ad-hoc financial reports and information requested by top management, providing valuable insights and recommendations for cash management. Established strong banking relationships with relationship managers and their teams, ensuring timely and efficient execution of transactions, and negotiated favorable terms for credit facilities and other banking services.Analyzed and verified the monthly reconciliation reports of bank guarantees, ensuring compliance with regulatory requirements and optimizing returns.Monitored GL reports periodically to ensure the differed bank rates and commissions were as per the signed agreement/facility offer letter, resulting in reduced financial risks and improved cost control.Provided accurate budgeted figures and finance costs to management accountants and assisted in the budget reports preparation, resulting in better financial planning and forecasting.Allocated costs and executed intercompany transactions by closely monitoring the group finance agreements between the sister concerns, ensuring compliance with policies and regulations.Liaised with auditors by providing necessary reports and data required in completing the audits without any non-conformities and ensuring compliance.

Conducted timely and accurate preparation and review of financial statements, including posting journal entries, reconciling key balance sheet accounts, and performing month-end closing procedures to ensure adherence to GAAP standards.Spearheaded the implementation of an ERP system, acting as a single point of contact for the finance team and conducting user acceptance tests to create strong and effective workflows for various departments.Prepared user manuals for various workflows, and provided induction to new users, resulting in increased efficiency in the use of the ERP system.Prepared payroll GL entries and monthly payroll reconciliation statements, ensuring the accuracy of payroll transactions.Assisted the finance and accounting team with other ad-hoc projects and special projects, contributing to the successful completion of key initiatives.Received the 10-Year Continuous Committed & Dedicated Service Award in recognition of exceptional performance.

Prepared and processed invoices for the catering division clients, ensuring timely and accurate billing of services provided.Conducted collection follow-up with catering division clients, maintaining positive relationships and ensuring timely payment.Prepared weekly ageing analysis for the financial controller, providing insight into the aging of accounts receivable and identifying areas for improvement.Processed telephone and utility payments and reported on consumption of utilities at different locations, ensuring accuracy in reporting.Maintained accurate records of billing and collections, ensuring compliance with company policies and procedures.

Led the processing of payroll transactions in coordination with the HR department, ensuring timely and accurate payment of salaries and benefits to employees.Ensured the accuracy of various reports related to processing payrolls, duty resumptions, leave salaries, emergency leaves, end-of-service benefits, etc., providing reliable data to the finance and accounting team.Finalized the payroll, processed WPS files in the system, and posted payroll-related entries in the system, maintaining accurate payroll records ensuring timely and accurate delivery of pay slips to employees.Attended to queries related to salaries and benefits raised by employees, providing responsive service.

Processed day-to-day accounts payables, ensuring compliance with corporate policies and procedures.Conducted vendor statement reconciliation and cleared pending invoices, ensuring timely payment of vendors.Maintained fixed asset books, ensuring depreciation and write-offs were recorded properly.Resolved queries and issues raised by vendors.Provided support in month-end closing, particularly in areas of accruals, ensuring timely and accurate financial reporting.Monitored advance payments, followed up on invoices with concerned stakeholders, and processed them with proper approvals, ensuring accurate records of accounts payable.

Managed all receipts and payments through petty cash vouchers, ensuring accuracy and compliance with company policies and procedures.Monitored cash floats allocated to various locations and head office, maintaining accurate records of cash transactions.Reported cash transactions to the financial controller on a daily basis by maintaining the cash book, ensuring accuracy in financial reporting.Maintained accurate records of all cash transactions, ensuring compliance with company policies and procedures.

Data entry of sales and inventory reports.Assisted the Senior Accountant in performing daily accounting tasks such as posting journal entries, reconciling accounts, preparing financial statements and payroll processing.Conducted bank reconciliations and maintained records of financial transactions to ensure accuracy and completeness.Collaborated with the finance team on various ad-hoc projects, including system upgrades and process improvements.