Rajeev Ray Email & Phone Number

Pune, Maharashtra, India

Working as National Manager- Risk for Commercial Lending Business (CLB) based at Pune.My profile entails -- Preparation of SOPs and implementation of various risk measures for portfolio monitoring.- Early warning mechanism for account level monitoring.- CRILC and SMA reporting on monthly basis and Overdue a/c reporting at weekly basis.- Renewals and enhancement of allocated portfolio for WC limits, Term loans and LAP/LRD facilities for existing client base.- Submission of portfolio details as required for RBI Compliance and internal Audit.- Preparation and presentation of monthly Deck for Senior management.- Co-ordination with centralized team for internal audit and RBI inspection.- Product programme changes, new policies as per RBI circulars, RPRs and industry updates.

Hyderabad Area, India

Credit underwriting of Asset base financing of CEF lending for SME and retail business based at Hyderabad (Andhra Pradesh) and Kolkata (West Bengal), India.

Hyderabad Area, India

Joined as Manager for large exposure underwriting and assisting National Credit Head in Policy formulation for CE/CV/Auto/Agri loans. Initially joined at Kolkata- HO and later assigned as Credit Head for SBU-Hyderabad. Lending to both SME and retail segment into - Construction Equipment, Commercial vehicles, Auto loans and farm equipment loans covering all major districts of Andhra Pradesh.Responsible for Credit underwriting and portfolio monitoring for the State of Andhra Pradesh. Handling team of 5 underwriters

Bhubaneshwar Area, India

Responsible for Managing portfolio consisting of Asset finance, Bank guarantee and Trade advances. Credit assessment of clients into road construction, mining, transportation, Medical/ Diagnostics and Print media requiring CE, CV, farm equipment, medical equipment and printing assets respectively.Worked in the state of Orissa and West Bengal.Citicorp Finance India Ltd is an Indian subsidiary of Citi group, into Asset Base Finance for retail & corporate clients into mining & construction, transportation, Printing and Medical services.

Kolkata Area, India

Credit and risk assessment of CE & CV loan for Direct and Channel business for Jharkhand State. Worked as Assistant Manager, Credit – CTG, Retail Banking, Posted at Jamshedpur. CTG division covers retail asset business of HDFC Bank Ltd.

Kolkata Area, India

Credit analysis of CE & CV for Small & Medium enterprisesSREI Infrastructure Finance Ltd. is engaged in the leasing and lending of construction & mining equipment, Commercial Vehicles and automobiles.