• Directed and coordinated staff of Loan officers, Processors and closers, while maintaining policies, procedures, loan products and Members relationships.• Handling and supporting Members with all queries, providing guidance and client’s escalations.• Review of Income, Assets, Collateral & Credit documents of Borrower if required• Knowledge of 4’cs Credit, Collateral, Capacity and Capital• Complete analysis of loan and provide decision on Approval/Denial of Loan• Review of MIS reports on daily basis and sharing the same with Client & Management• Review and Provide Daily Process updates with Team Members• Weekly and monthly process Updates with Client and Management as scheduled• Review of Credit Report, Core-logic, Income, Assets and all third party document received • Understanding problems and providing solutions to Team Members concerns.• Daily review of Fannie Mae and Freddie Mac Guidelines and Client specific updates.

• Underwriting on Initial Loan & Conditions on all Conventional Loans assigned• Work on loans as per Fannie Mae & Freddie Mac Guidelines • Review of Income, Assets, Collateral & Credit documents of Borrower• Knowledge of 4’cs Credit, Collateral, Capacity and Capital• Complete analysis of loan and provide decision on Approval/Denial of Loan• Addition and Clearing of Underwriting conditions as per documents received• Review of Loans as per COVID-19 Guidelines and COVID Overlays of Client• Third Party Web search for Employment of Borrower• Review of Credit Report, Core-logic, Income, Assets and all third party document received • Work on Conditions and request pending documents from Processor to provide Final Approval• Work on any other Underwriting task as assigned by Team Leader/Supervisor

• Preparing & printing Initial Closing Disclosure in Encompass as per the Title fees sheet received• Corrections of Closing Disclosure once Final Statement is received from Escrow Company• Sending Closing disclosure to Loan officer to check & send the same to Borrower• Comparing of Loan estimate with title charges & updating fees in system• Providing of tolerance cure as required• Updating County taxes & Hazard insurance as per documents • Checking & updating county taxes amount from Netro online and updating the same in system• 411 & FDIC License check• Escalating query to Processors for verifying information & getting documents for the same• Analyzing Mortgage related documents like Credit report, 1003, Appraisal report, Loan Estimate. Loan Docs, Deeds, Prelim, Title Documents, Hazard Insurance & County Taxes• Verifying every information on the loan & updating the same in system• Compliance check & review• Providing Lender credits & applying PR if required• Working on any other Tasks as assigned by Supervisor or Management

• Review of Closing Disclosure and other documents as per clients checklist• Calculation of Cure on CD & informing clients on the same• Review of all Mortgage related documents as per clients provided checklist• Verifying Hazard Insurance Premium & County taxes are correctly updated on CD & same has been duly paid• Raising of query on issue observed & getting resolution for the same from Management• Worked on various files as assigned by SME or Team Manager• Working on various condition & resolve the same as per checklist• Worked on various other Tasks as assigned by Supervisor or Management• Analyzing Mortgage related documents like Credit report, 1003, Appraisal report, Loan Estimate. Loan Docs, Deeds, Prelim, Title Documents, Hazard Insurance & County Taxes• Compliance check & review

Team: Post Closing• Preparing Closing Disclosure after analyzing Disbursement ledger received from Escrow Company, Funding sheet, other Documents & sending CD to Borrower• Calculation of Cure on CD & providing the same to Borrower• Sending of Closing Disclosure to Borrowers on timely basis• Analyzing Mortgage related documents like Credit report, 1003, Appraisal report, Loan Estimate. Loan Docs, Deeds, Prelim, Title Documents, Hazard Insurance & County Taxes• Verification of all Closing documents• Verifying Hazard Insurance Premium & County taxes are correctly updated on CD & same has been duly paid• Responsible to bring the Mortgage loan file in compliance as per TRID Rule• Analyzing the Closing Disclosure (CD) which is a standard form used in US which is used to itemize services & fees charged by the lender to the borrower • Mailbox Management & Queue Management• Raising of query on issue observed & getting resolution for the same from Management• Any other Tasks as assigned by Supervisor or Management

• Responsible for making payments to Creditors, Suppliers & Vendors (AR/ AP)• Accounts Payable by Three Way Match process• Handling of Creditors Query related to payments & providing quick resolution for same.• Feeding of Data & Authorizing the same in Oracle financials &ERP 9 system.• Verifying timesheets & making payment to Sub-contractors as per the Sub-contract agreements.• Co-coordinating with Purchase departments for LPO’S order & Work orders. • Timely payment to Creditors as per due date.• Bank Reconciliation & Accounts Receivables.• Preparation of weekly Creditors & Debtors overdue report to Management.• Handling Accounts Payable for LPO (Local purchase orders) & work orders payments• Follow up with Debtors for collections of overdue payments.