• 30+ years of rich experience in Banking, Banking Technology & Payment Systems. • Joined NPCI in July, 2010 as Head – Projects. During the 7 years with NPCI, headed multiple verticals which includes NFS Products, AEPS, RuPay Product and ECommerce. Been responsible for the greenfield project of enablement of RuPay on the entire Point of Sale (PoS) network and eCommerce in India.• Spearheaded the mega RFP for NPCI for building the domestic payments infrastructure consisting of EFT Switch, ACH and other solutions, as Head – Projects. Lead the study teams for related systems in different part of the globe covering Russia to South Africa. • Serving as a part of the core team for building the RuPay Scheme which was launched in March 2012. The role encompassed close association and working with our international partners like Discover, Diners & JCB. • Identified and implemented the eCommerce enablement for RuPay; visited USA & Spain for the purpose of evaluation of the appropriate solution. • Responsible for expansion of Aadhaar based system including eKYC. Actively associated with both UIDAI as well as PMJDY. • Nominated by ICICI Bank to be a part of Technology Advisory Committee (TAC) during 2009-10.• Served ICICI Bank from Oct 2000 till July 2010. From technology perspective, held the responsibility for Cash Management Services & all Payment Systems of the Bank which included SFMS, NEFT, RTGS, SWIFT, CTS, Clearing Systems, ECS / NECS etc. while serving as a part of the Senior IT Management at ICICI Bank for almost a decade, just prior to NPCI. Led ICICI Bank’s Call Centre technology management for more than 18 months (2006-07).• In-depth expertise in the area of EFT Switch & Cards •Managed Base24 EFT Switch  •Responsible for initiation ICICI Bank’s PoS infrastructure for ICICI Bank in 2001.  • Association with SMARS - first Smart Card Project by IIT Mumbai. •• Rich product development and implementation experience.• Canara Bank - 1988 to 2000.