Rajesh Kumar Tharumar Email and Phone Number
Passionate about risk management and analytics, I am a recent graduate from John Molson School of Business with a focus on leveraging data management and machine learning techniques to drive informed decision-making. With 2.5 years of hands-on experience in financial modeling, credit risk management, and client servicing at leading financial institutions, I've developed a strong foundation in assessing and mitigating risks across diverse portfolios. My master's thesis on cybersecurity threats in capital markets reflects my dedication to understanding emerging risks and implementing proactive measures.Currently engaged in cutting-edge research at the L. Jacques Ménard BMO Centre for Capital Markets, I am investigating the impact of natural disasters on insurance firms' solvency and profitability, utilizing advanced analytics and machine learning algorithms. Additionally, my proficiency in Python for advanced database management complements my existing skills in Excel, SAS, MATLAB, Word, and PowerPoint.Driven by a passion for continuous learning, I am actively expanding my expertise in machine learning techniques to enhance risk assessment and prediction models. As a proactive leader, I have organized board meetings and contributed to early-stage books, showcasing my ability to drive initiatives forward.Seeking opportunities in risk management and analytics where I can apply my technical expertise and passion for data-driven insights to optimize decision-making processes and drive business growth. Eager to collaborate with forward-thinking teams and contribute to innovative solutions in a dynamic environmentSkills: Financial modelling, Credit analysis and monitoring, Credit Risk Management, Financial analysis, Machine Learning, Quantitative Analysis
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Associate, Credit ManagementRbc Jul 2024 - PresentMontreal, Quebec, Canada -
Research AssociateBmo Centre For Capital Markets Mar 2022 - PresentMontreal, Quebec, Canada► Led Research on Natural Disaster Effects: Formulated core research questions and conducted comprehensive literature reviews, identifying key insights into the impact of natural disasters on the financial ecosystem, particularly within banking and insurance sectors.► Data Collection and Analysis: Collected and analyzed relevant data to drive insightful analyses, generating actionable findings that contributed to a deeper understanding of the financial industry's response to natural disasters.► Content Refinement for Clarity: Refined written content to effectively communicate research findings, ensuring clear and concise communication of complex concepts, facilitating understanding among stakeholders.► Annual Report Compilation and Editing: Compiled and meticulously copy-edited the center's annual report for 2022-23, producing a professional and comprehensive report that enhanced the center's credibility and transparency.► Enhanced Board Meeting Materials: Enhanced materials for board meetings, ensuring clarity and professionalism, facilitating effective communication and decision-making among board members, and contributing to the center's strategic objectives.► Demonstrated Attention to Detail: Demonstrated attention to detail throughout all tasks and responsibilities, ensuring accuracy and precision in all deliverables, and maintaining high-quality standards.► Skill Development and Industry Understanding: Strengthened research, presentation, and editorial skills while deepening understanding of financial industry dynamics, enhancing professional capabilities and industry knowledge for future success in risk management and analytics roles.
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Research AssociateEmerging Risks Information Center May 2022 - PresentMontreal, Quebec, Canada► Empirical Research on Emerging Risks: Contributed to empirical research on emerging risks, with a focus on Climate, Water, Cybersecurity, and other market risks in the financial ecosystem, providing valuable insights into the evolving landscape of risk management.► Grant Application Management: Managed several external grant applications for the center, demonstrating strong organizational skills and attention to detail in coordinating the application process, facilitating funding opportunities to support ongoing research initiatives.► Instructive Session on Web Scraping: Conducted an instructive session on web scraping during the Ph.D. & MSc Thesis Workshop, empowering students with diverse methodologies for data acquisition and enhancing their research capabilities.► Administrative Support: Provided administrative support related to research activities, ensuring smooth operations and effective coordination of tasks within the center, contributing to the overall efficiency and success of projects and initiatives. -
Teaching AssistantConcordia University Mar 2022 - PresentMontreal, Quebec, Canada►Academic Evaluation and Feedback: Evaluated Master’s assignments and projects in International Finance and Risk Management, offering personalized feedback to students to facilitate their academic growth and development, fostering a supportive learning environment.►Thesis Advisory Role: Advised students on their thesis topics, methodologies, and data selection, leveraging expertise in International Finance and Risk Management to provide guidance tailored to individual student needs, ensuring the successful development and execution of their research projects. -
Assisstant Relationship Manager At Icici Bank - Global Clients GroupIcici Bank Sep 2019 - Sep 2020Bengaluru, Karnataka, IndiaManaged the credit relationship of an Indian healthcare conglomerate with a turnover exceeding USD 300 million and credit portfolio of USD 200 million across four geographies. Responsible for the entire credit management process including Credit Appraisal, Credit Assessment, Risk Management, Documentation, Disbursement, and monitoring. Effectively managed the currency and geography risk through interest rate swaps and currency derivatives . -
Associate Relationship ManagerHsbc Commercial Banking Jun 2018 - Sep 2019Chennai Area, IndiaProficiently managed vendor onboarding and credit administration through vendor bill discounting for an Indian conglomerateResponsible for acquisition of SME with turnover exceeding USD 1 million and ensuring smooth transition to the bank's products and services. Conducted regular business reviews, identified their evolving needs, and provided innovative trade and payment solutions. Conducted market research and analysis to identify new SME business opportunities, and built a robust pipeline of potential clients -
Global Engagement ManagerHcl Technologies Jun 2017 - May 2018BangaloreLed diverse deal teams in crafting RFx responses, leveraging cross-functional expertise and delivering successful outcomes. Conducted market analysis to identify new opportunities for HCL's Mode 3 strategy and developed CXO-level presentations. Achieved first quarter revenue generation target of USD 100 million and established target run rate for HCL's Mode 3 strategy -
Summer InternshipHsbc Retail Banking And Wealth Management Apr 2016 - May 2016BangaloreEvaluation of potential new segments (open market) for boosting personal loans business within MSF1. Performed SWOT analysis on the current strategy for business acquisition across various segments of the market 2. Proved that 100% increase in the sphere of influence from the open market sourcing will lead to 150% increase in business3. Developed and implemented the model for increasing the average personal loan business by 50% from the current average
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Summer InternGyandata May 2014 - Jul 2014Iitm Research ParkConsolidated and analysed data for natural gas operated thermal power plants.Developed steady state models for process units - equilibrium reactors, pumps, turbines, valves, boilers.Integrated of NIST-AGA8 thermodynamic model for real time gas property estimation and the unit operations to show the accuracy and reliability of Data Validation and Reconciliation (DVR).Worked with client to ensure complete understanding of the process flow sheet and produced a 5-10% improvement from the raw data.
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Summer InternNational Chemical Laboratory May 2013 - Jul 2013Pune Area, IndiaRemodeled existing process for synthesis of 4, 5, 6, 7-tetrahydrothieno-[3, 2-C] pyridine hydrogen chloride – important intermediate in the production of anti-platelet drugs like Ticlopidine, Clopidogrel and Parsugrel.Proposed an alternative pathway for the manufacture of the intermediate and showed an process efficiency improvement of 200% (from 41% to 87.4%).Increased resource utilization by 133% and showed significant reduction in water usage.
Rajesh Kumar Tharumar Education Details
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Finance
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Business Administration And Management, General -
Chemical Engineering
Frequently Asked Questions about Rajesh Kumar Tharumar
What company does Rajesh Kumar Tharumar work for?
Rajesh Kumar Tharumar works for Rbc
What is Rajesh Kumar Tharumar's role at the current company?
Rajesh Kumar Tharumar's current role is MSc Finance Student at John Molson School of Business.
What schools did Rajesh Kumar Tharumar attend?
Rajesh Kumar Tharumar attended Concordia University, Indian Institute Of Management, Indore, Indian Institute Of Technology, Madras.
Who are Rajesh Kumar Tharumar's colleagues?
Rajesh Kumar Tharumar's colleagues are Louise Blanchette, Kimberly Baum, Ashley Mcmann, Noblepreet Kaur, Abhishek Mote, Fang He, Shirley Hum.
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