Rajesh Kumar Gupta Email & Phone Number

New Delhi, Delhi, India

New Delhi, Delhi, India

New Delhi Area, India

• I was heading the Integrated Risk Management function at IFCI Ltd. (A Government of India Undertaking) and am instrumental in setting up and operationalizing an enterprise-wide risk management system, specifically for.
• Formulation/revision of Risk policy – credit, market and operational risks.
• Operationalization of Internal risk rating models.
• Organizing Risk Committee meetings.
• Risk appraisal of credit proposals, including infrastructure funding, particularly in power & roads sector.
• Measuring and monitoring transaction level risks in loans.

Mumbai Area, India

• The role at Oracle involved providing domain expertise/consulting for BFSI industry in the following functional areas.
• Credit risk management
• Project finance appraisal systems
• SME risk modeling
• Operational risk management
• ALM and market risk management

Mumbai Area, India

•  As a senior member of the Risk Management Group within SIDBI, I was responsible for managing portfolio and transaction level risks for the Bank’s SME portfolio of over INR200 billion. The role primarily focused on.
• Evolving systems, processes and policy prescriptions for channelizing finance.
• Conceptualizing and development of credit risk assessment models, commensurate with the credit risks emanating from the Bank’s business.
• Drawing a roadmap for implementation of credit risk assessment models and build necessary risk infrastructure required therefor.
• Setting up of regulatory compliant risk practices, in line with prevailing best practices, including an effective credit and operation risk management system.
• Sensitizing senior management and operating level officials of the Bank about the risk management systems and encouraging them for usage of the same in the day to day operations for decision making, pricing and.

Lucknow Area, India

• As part of the initiative, industry research was carried out to assess credit requirements and investment potential for nine industrial sectors having good potential for exports. As part of the Study, the data was.
• Study reports contained status & structure of the industry, challenges, issues and concerns and suggestions for improving competitiveness.
• Findings of the studies were disseminated to the stakeholders by way of organizing one day Workshops in identified industry clusters and views of the stakeholders were collated in the form of recommendations which were.
• The studies also included identification of industry risks and evaluation of WTO impact on the industry segments with suggested mitigants.
• The sectors included, leather & leather products; gems & jewellery; readymade garments; bicycle industry; drugs & pharmaceuticals; dyes & pigments; biotechnology industry; toys & games; and food processing industry.
• The responsibilities also included, extending appropriate research inputs to field level offices on various industry risks, suggested mitigants, prospects and outlook for growth & investments in respect of select.

Mumbai Area, India

• SIDBI Venture Capital Ltd. (SVCL) is the asset manager of two venture capital funds viz. Rs.1 billion National Venture Fund for Software and IT Industry (NFSIT) and the Rs.5 billion SME Growth Fund. NFSIT has a.
• Creating a network with investment banks, incubators and other VC/PE firms to generate a strong deal pipe of private equity/ venture capital investments.
• Due diligence of investment proposals.
• Valuation of companies, analysis of financial data, industry analysis, Structuring of VC investments, finalization of shareholders’ agreement and completion of investment transaction.
• Active involvement with portfolio companies by way of handholding, implementation of business plan. The responsibilities included active involvement in strategy formulation of portfolio companies, design of performance.

Mumbai Area, India

• The Credit administration function encompassed the entire loan life cycle, viz., credit appraisal of term loan, Working Capital Term Loan and Bills Financing, execution of legal documentation, credit administration.
• Evolve, develop and implement new financial products like trade financing, collateral free loans, factoring, seed capital, marketing, etc. after pilot testing, to bridge gaps in institutional financing for SMEs.
• The responsibilities included, credit appraisal of projects, review of financial models, review of project agreements, inputs for appraisal reports and presentation to Credit Committees for sanction.
• Legal documentation and disbursement after meeting loan conditionalities.
• Portfolio monitoring by way of off-site information, site visits and periodic reviews and closure of loan account after receipt of complete payments.
• Examined over 250 proposals spread across sectors and geographies, seeking debt assistance from SIDBI with a portfolio size of approx. INR25 billion.

Mumbai Area, India

• I was responsible for Rupee/forex fund raising and investor relationship functions at SIDBI. I acquired skill sets in financial analysis, fund raising products, private placements, treasury operations, familiarity with.
• Mobilizing rupee/forex resources at competitive terms from domestic money markets and overseas lending agencies through innovative products.
• Preparation of Private Placement Memorandum, presentations to potential investors and fund raising.
• Finalizing proposals seeking loan/grant assistance from ADB, KfW and OECF (now JBIF) and drawing the funds after complying with conditionalties thereof.
• Merchant banking, deal structuring, structured finance and investments through tailor-made products including bought-out deals.
• Market risk management including forecasting interest rate movements, framing the Bank’s business strategy, product pricing, maturity profile, mix of assets & liabilities, etc. and extending support for the asset.

I was associated with the Issue Department and maintained accounts of over four hundred currency chests spread all over Maharashtra, using a mini frame computer with UNIX based operating system. Besides I was also worked in the Public Debt office of the RBI for some time.My employment with RBI enabled me to have invaluable and in-depth information about.

(i) Meeting the entire steel requirement (Approx. 25,000 MT equivalent to US $ 30 million per annum) of MUL through imports from Japan, Korea and Germany. The work included, liaison with Government for obtaining the requisite import approvals, RBI for release of foreign exchange, planning for procurement of steel, negotiation and finalization of contracts.

Started career with Eicher Tractors Ltd. In the department of engineering and productivity and was responsible for identification and planning of new projects with regards to capital outlay, manpower requirement, machinery, equipment selection and design of plant layout and material handling systems. I also carried out technical feasibility and economic.

B.E., Mechanical Engineering

Aissce, Science

Training Programme, Risk : Modelling And Management

Caiib, Banking And Finance