Head of Operational and Fraud Risk Management with over 21 years of international experience in Banking and Financial Services. Proven track record of setting the strategic direction and managing operations of a risk function with strong expertise in operational risk, fraud risk management, change management, people management, tracking regulatory advancements and responding to market and industry trends with a balanced view of potential risks and benefits, aligned with the company’s strategic objectives. I bring deep expertise in both Operational Risk and Fraud Management, characterized by innovative risk management practices, and am an effective people leader. I possess in-depth experience in formulating policies, designing risk and governance frameworks, prioritizing top risks, and setting clear risk tolerances thus ensuring end-to-end ownership of business processes that enable risk management by design. I possess diversified experience in both first and second-line risk management, thus enabling the ability to set up and manage a risk function end to end, including its supporting systems and infrastructure. I am also an effective people leader with a strong ability to forge collaborative relationships with both internal and external stakeholders to secure alignment on common goals.