With over 15 years of experience in analytics, models, and credit, I lead a cross-functional team of data scientists, business analysts, product managers, and data analysts at Capital One, one of the largest and most innovative financial institutions in the US.My mission is to deliver credit models that are core to underwriting, and to support the marketing and credit analytics teams for both the existing product innovations and new product launches. As a Model Risk Officer and Credit Officer, I ensure the quality, accuracy, and compliance of our credit decisions, while also advancing our technological investment as the credit environment is evolving.