Rajiv Handa Cbca® Fmva® Email & Phone Number

Toronto, On, Ca

Toronto, On, Ca

Burlington, Ontario, Canada

• Assist 4 Commercial Account Managers by underwriting new proposed deals, including deal structuring, term sheet negotiation, financial modelling, preparation of credit-notes, and engagements with risk team & credit committee.• Efficiently manage a diversified commercial real estate portfolio encompassing Multifamily, Retail, Industrial, Hotels, Gas Stations, Construction, Office, etc.

India

• Spearheaded the management of a diverse commercial credit portfolio of $100 million including Term loans, working capital loans, Trade Finance: Pre-Shipment and Post-shipment credit, Buyer’s Credit, Supplier’s Credit, Letter of Credit, Bank Guarantees, SBLC, etc.• Conducted in-depth financial and credit analysis to evaluate the creditworthiness of domestic and foreign companies, determining their likelihood of honoring obligations.• Identified fresh opportunities during the management of the commercial loan portfolio, leading to enhanced customer penetration.• Achieved a 10% increase in new business acquisition by establishing and maintaining strong relationships with clients, demonstrating a client-centric approach.• Successfully developed loss mitigation strategies, resulting in a 25% reduction in non-performing loans and an improvement in overall portfolio quality.• Regular meetings with Exporters and Importers at Executive and Senior Leadership level to assess their requirements.• Acted as a subject matter expert, providing ongoing customer service and establishing strong relationships with both internal and external clients.• Strived for continuous process improvement by identifying issues and streamlining operations.• Collaborated with cross-functional teams to develop and execute cross-selling initiatives, resulting in a diversified portfolio and increased revenue streams.

Delhi, India

• Led Trade Finance operations catering to Commercial and Corporate banking clients.• Examine cases related to foreign fund transfers and ensure their prompt resolution.• Managing audit and compliance matters pertaining to trade finance operations.

Delhi, India

• Led Trade Finance operations catering to Retail and Business banking clients.• Examine cases related to foreign fund transfers and ensure their prompt resolution.• Maintaining a strong relationship with all Treasury Front Office, Compliance, and Finance department.

B.Sc. (Hons) - Applied Accounting

Master Of Business Administration - Mba

Bachelor Of Business Administration - Bba

Education record

Pursuing (10/13 papers cleared)