Raj is a national gold medalist in his Bachelor's Mechanical Engineering Program, in India. He secured National First in "GATE", India. He went onto securing with full scholarship, his Master's degree in Robotics and Mechanical Engineering from Kansas State University. Graduated, Summa cum laude. He comes with very rich & versatile experience. Heading Technology for leading Financial Commercial Banks in USA, for about three decades. As Managing Director for MUFG Union Bank, N.A. Technology for the Americas and First Vice President of IT technology services at IndyMac Bank. Automated systems for Healthcare, Mayo Clinical Lab, across United States. He started his career in the late 80's, by innovatively building Robotic Automation systems for Manufacturing sectors, in California. Raj was PgMP Credentialed. He has won the national 10X Award for Mortgage Technology (USA). He has been responsible for successfully integrating many Bank acquisitions of MUFG Union Bank, N.A. and has successfully automated multi-million-dollar projects & solutions for many Financial Banking sectors and other industries. He has been sought after for consulting and sharing his expertise knowledge in Fin Tech in PMI’s institution’s, renowned American Colleges & Banks.Raj master-minded the creation of, The SIMBYM fabric of Assetrix, Auto Discovery, Servizo 360, Projet 360, Orquester, Cognitio, Risk and Governance, Op-Ex, Cap-Ex .... Holistic Integration, Rendering disruptive Innovation, with next generation cutting edge technology for Enterprise Digital Transformation, second to none in the world.