Rakesh Gowda

Rakesh Gowda Email and Phone Number

Credit Risk Manager at Jana Small Finance Bank @ Jana Small Finance Bank
bengaluru, karnataka, india
Rakesh Gowda's Location
Bengaluru South, Karnataka, India, India
About Rakesh Gowda

I have 8 years experience in the banking credit Sector .Seeking a challenging position based on my knowledge and also looking for a responsibleand challenging assignment that will allow tern relationship in an organization where my abilityand experience will make a significant contribution towards the organization objectives.

Rakesh Gowda's Current Company Details
Jana Small Finance Bank

Jana Small Finance Bank

View
Credit Risk Manager at Jana Small Finance Bank
bengaluru, karnataka, india
Website:
janabank.com
Employees:
4455
Rakesh Gowda Work Experience Details
  • Jana Small Finance Bank
    Senior Credit Manager
    Jana Small Finance Bank Feb 2024 - Present
    Appraise /underwrite the loan.Manage the entire credit application process, right from login to disbursement.Manage quality of portfolioManage post disbursement documents and partly disbursed cases.Co-ordinate with legal, technical, FI and Risk Containment Unit agency for processing the file / docket.Responsible for TAT of delivering sanction letter and disbursement.Calculate and set interest rates,
  • Jana Small Finance Bank
    Credit Risk Manager
    Jana Small Finance Bank Feb 2024 - Present
    Bengaluru, Karnataka, India
  • Smfg India Credit Co.Ltd.
    Senior Credit Manager
    Smfg India Credit Co.Ltd. Mar 2022 - Feb 2024
    Appraise /underwrite the HL/LAP loan.Manage the entire credit application process, right from login to disbursement.Manage quality of portfolioManage post disbursement documents and partly disbursed cases.Co-ordinate with legal, technical, FI and Risk Containment Unit agency for processing the file / docket.Responsible for TAT of delivering sanction letter and disbursement.Calculate and set interest rates,
  • Shecommerz Marketing Pvt Ltd.
    Assistant Branch Manager
    Shecommerz Marketing Pvt Ltd. Jan 2020 - Mar 2022
    Manage daily operations of branch in the absence of Branch Manager.Conduct meetings to institute new policies and procedures, to promote sales, product knowledge, and customer service to ensure continuous development of staffSelect, train, supervise and evaluate the branch staff to enhance individual productivity and enable them to function according to job description.Assist the manager by working on assigned projects and by making recommendations to improve branch operations and developmentAlert staff of any suspected fraud, kiting, theft or other illegal activityEnsure branch facility is opened and closed according to proper procedures
  • Jana Small Finance Bank
    Senior Credit Officer
    Jana Small Finance Bank Feb 2019 - Jan 2020
    Supervise loan personnel.Create a list of people who have not made payments.Confer with underwriters to aid in resolving mortgage application problems.Locate customers using credit bureau information background checks, loan documents, and other paperwork or databases.Analyze potential loan markets and develop referral networks in order to locate prospects for loans.Review terms of sale or loan document
  • Royal Enfield (Company Store Service)
    Account Executive
    Royal Enfield (Company Store Service) Nov 2017 - Jul 2018
    Analyzing vehicle info in database.Analyzing vehicle info in database their Targets.Maintaining Reports and FilesCash Handling.Preparing daily reportsThe incumbent is responsible to develop lead. Schedule appointment, identify customer need, and market appropriate product and service.Establish customer relationships and follow up with customers as needed. Provide prompt, accurate, and friendly customer service.

Rakesh Gowda Education Details

  • Gandhi Institute Of Technology And Management
    Gandhi Institute Of Technology And Management
    Ba
  • Sri Guru Maha Rudra Swamy Highschool
    Sri Guru Maha Rudra Swamy Highschool
    Sslc
  • Paper Town Independent P Ucollege
    Paper Town Independent P Ucollege
    P U C

Frequently Asked Questions about Rakesh Gowda

What company does Rakesh Gowda work for?

Rakesh Gowda works for Jana Small Finance Bank

What is Rakesh Gowda's role at the current company?

Rakesh Gowda's current role is Credit Risk Manager at Jana Small Finance Bank.

What schools did Rakesh Gowda attend?

Rakesh Gowda attended Gandhi Institute Of Technology And Management, Sri Guru Maha Rudra Swamy Highschool, Paper Town Independent P Ucollege.

Who are Rakesh Gowda's colleagues?

Rakesh Gowda's colleagues are Shirsha Karmakar, Harish Chandra Lenka, Harpreet Singh, Saurabh Singh, Harmanjot Singh, Rajesh Ramesh, Rahul Sharma.

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