Committed to bringing a sea change in the lives of my countrymen by fostering awareness about the much neglected area of 'personal finance' and create a robust platform for wealth creation so that they achieve 'financial freedom' early in their lives.Helping the disadvantaged sections of society in overcoming their day-to-day challenges in documentation, availing government services, bringing them to digital banking & tax network, promoting the spirit of entrepreneurship, creating basic legal awareness n empowering them towards their rights n duties.Pursuing my long pending dream - PhD in personal financial management behaviour from GD Goenka University, Delhi NCR. Task focussed and versatile Distribution Manager - pan-India with 28 years of rich experience in Logistics, Fleet, Business Development and Regulatory Management. Broad expertise in addressing operational issues, resolving performance bottlenecks and achieving desired objectives. Adept at implementing vendor selection, bid evaluation, cost model preparation, benchmarking, trend analysis, negotiation and supply chain contracting. Hands-on experience of White Glove Operations, Ocean & Air Freight ops and Warehouse Operations.