Md. Rakibul Alam Email & Phone Number

Dhaka, Bd

Dhaka, Bangladesh

Dhaka, Bangladesh

• Comprehensive visit to prospective customer to identify customer's creditworthiness• Assess client's requirement and match the same against repayment capacity with the help of key financial indicators and subjective judgment• Preparing credit memo based on relevant lending guidelines/PPG and close the request accordingly• Maintain liaison and correspond with RMs for meeting queries from approver related to credit proposals• Ensure compliance with internal policies and external regulatory requirements (Bangladesh Bank)• Regularly visit the customers/businesses that fall under portfolio at risk and utilize/ circulate the knowledge gained from the same• Preparation of checklists/synopsis related to credit proposals for Credit Evaluation Committee Meeting and preparation of Board Memos for approval• Supply necessary report to Bangladesh Bank related to credit issues as and when required• Assist on specific projects / tasks as assigned

Dhaka

Gulshan 1, Dhaka - 1212

• Developed a new division named "SONALI" with loan limits ranging from BDT 1.0 million to BDT 10.0 million• Developed Product Program Guide, Booklet, Approval Sheet, Survey Form, Information Checklist for Officers, AM & RM, CRM Visit Report, Loan Amount Determination Sheet, Sanction Letter etc. for Sonali Division • Formed a CRM team and worked as a team leader of that team• Conducted workshops in Head Office of SAJIDA Foundation & different regions on guideline & procedures of Sonali Division• Analyzed and assessed credit proposal as per SF’s lending guidelines and regulations• Verified the information provided by the loan applicant by visiting the business premise physically• Assessed client’s requirement and repayment capacity using key financial indicators• Identified and mitigate possible credit Internal & External risk factors of investment considering different aspects of an investment proposal• Ensured compliance with internal policies and procedure as well as external regulatory requirements during approval• Performed as a Field Officer, Branch Manager, and Accounts Officer in Branch Office.

D H Tower, 6 Panthapath, Level-15, Dhaka-1215

• Visited various factory/project sites and gathered useful practical experience of industry-wise businesses• Analyzed company's financial performance which includes past financial and business performance, and benchmark these against peers performance• Projected future performance of different SMEs and Companies • Undertaken rigorous credit risk analysis encompassing industry/business research and financial analysis• Prepared reports that cogently captures the rationale behind the rating• Presented the reports to internal and external bodies in rating committee meeting• Maintained different due diligence instructed by regulatory bodies

A-A Bhaban (9Th Floor), 23 Motijheel, C/A Dhaka- 1000

• Managed the publication of “Daily Market Review” and “Daily News Distribution” that facilitates investors’ decision making• Analyzed business model and investment prospects of Banks, NBFIs and Mutual funds that resulted better trade decisions

Master'S Degree

Bachelor Of Business Administration (Bba)

Higher Secondary Certificate (Hsc)

Secondary School Certificate (Ssc)