Been investing as a business angel since 1981, 35 companies come and gone and present portfolio consists of 27 unquoted companies. Prefers B2B companies with unusual products or services. Recently appointed joint chair of Business Den London investment club.Since qualifying as a chartered accountant, Ralph has worked for Charterhouse in investment banking and for the largest oil bank in Texas. He was part of the general management team of the United Bank of Kuwait where he created and chaired a venture capital fund, and Venture Factors, a invoice discounting factoring business which now as part of ABN AMRO is one of the largest commercial finance companies in the UK. He has served on the board of over 40 companies including overseas companies.